Can I move all of my pensions into one?

Conditions around moving your pension...

In general you should be able to bring all of your pensions together into one. However, there are conditions around moving your pension and it can depend on the type of pension arrangement you have versus what you want to transfer it into.

Generally, on leaving employment you have three main options depending on the circumstances:

      1. Leave your benefits in your existing pension arrangement.
      2. Transfer your benefits to your new pension arrangement.
      3. Take a refund of contributions, in limited circumstances.

A pension advisor can talk you through the available options.

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