Investing

Empower your financial future by making smart investments today.

Plan for the future by investing today

When practicing mindful investing, keep these aspects in mind:


Add variety to your portfolio

Spread your investments across different types of assets, like stocks, bonds, or property. This reduces risk and can increase potential returns.

Invest for the long term

Focus on long-term growth rather than short-term gains. The market can be hard to predict, but patience often pays off.

Start early

Aim to save at least three to six months’ worth of living expenses. This can help you cover unexpected costs without going into debt.


Tips for effective investing


Set clear investment goals

Set goals for your investments. Make sure your goals are specific, measurable, and achievable. These can be building a retirement fund, saving for a big purchase, or simply growing your wealth over time. Let us help you figure out what type of investor you are

Use your pension

Add to employer-sponsored retirement plans or investment programs. This is especially important if your employer matches what you add. This can boost your investment portfolio.

Put together an investment budget

Create a budget to track your income and expenses. Put aside a portion of your income for investments each month. Use our investment calculator to decide.

Know where you stand

Bring together what you have and what you owe. You can then see what each pot of money should be used for.

Build an Emergency Fund

Keep an emergency fund to cover unexpected expenses. Having an emergency fund means you will not need to take money out of your investments during a financial setback.

Automate investments

Set up automatic transfers from your bank account to your investment account to keep paying in consistently, without needing to remember.



Thinking of investing?

Make your money work harder for you by saving as little as €100 per month

Learn more about investing


The information prepared above by Bank of Ireland “BOI” is for information purposes only and does not constitute financial or tax advice. You should seek assistance from a professional if you require financial or tax advice. No liability is accepted by BOI for any errors or for any loss to any person in reliance on this information. BOI believes any information to be correct at 26/06/2025 the time of publishing and the information is subject to change without notice. BOI does not make any representations or warranties in respect of the accuracy of this information and is not responsible for the content of external sites. Please refer to our Terms & Conditions for the use of the Bank of Ireland Group Website for further details. Bank of Ireland is regulated by the Central Bank of Ireland.