Are you looking for an overdraft?

Apply online for an overdraft with Bank of Ireland.

Apply Online

Features & Benefits

An overdraft facility provides extra flexibility when you need it most.

  • Flexibility to apply for an overdraft to suit whatever your needs are
  • An ideal way to handle short term changes in your cash-flow
  • Once you have this credit facility on your current account, you can overdraw up to an agreed limit
Apply Online

Who can apply for an Overdraft?

Graduate overdraft representative example:

Sample graduate overdraft amount Variable interest rate APR(Annual Percentage Rate) Facility Fee Sample overdraft term Cost of credit
€1,500 9.40% 9.70% €0.00 12 months €146.05

Variable rates are correct as of 30 June 2022 and are subject to change. Lending criteria, terms and conditions apply. Over 18s only.