Warning: If you do not keep up your repayments you may lose your home.
Warning: You may have to pay charges if you pay off a fixed-rate loan early.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit report, which may limit your ability to access credit, a hire- purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.
Warning: Your interest rate may increase and the amount of your mortgage repayments may increase as a result.
Bank of Ireland Mortgage Bank u.c. trading as Bank of Ireland Mortgages is regulated by the Central Bank of Ireland.
Terms of up to 35 years are available for first-time buyers, movers and switchers.
At the end of a fixed-rate period, customers on a fixed rate can choose from our range of fixed-rate options available to existing customers or roll to the standard variable rate at that time. If you entered into a fixed rate option prior to 18 April 2024, then you may be entitled to a loan to value (LTV) based standard variable rate upon maturity of that fixed-rate period.