Coming to Ireland

If you are aged 18 and over, currently living abroad, and plan to relocate to the Republic of Ireland in the next 45 days, you can apply for a ‘Coming to Ireland’ personal current account. You can also open this account as a joint account with another person.

Please note: You must update your address to a Republic of Ireland address within the first 60 days of opening your account. If you do not update your address within this timeframe, your account will be blocked. If you do not update your address a further 30 days after this, your account will be closed.

You can apply for a personal current account online, or in your local branch.

Online – Choose the device (mobile or computer) you want apply on and get your details ready. You will need to upload:

• A valid form of photo ID
• Proof of address

Please note: If you’re applying for a ‘Coming to Ireland personal current account, your proof of address documents must be in English. If the documents are not in English, they must be translated before you start your application.

Here’s a list of acceptable documents. Then follow the on-screen instructions. We’ll ask you to take a selfie in the application form, so make sure you are camera ready.

• Branch– Visit your local branch and fill in the application form using a Kiosk or with the help of a staff member. You can give your photo identification (ID) and proof of address to a branch staff member, or you can upload them yourself using the link that will be emailed to you after you submit the application.

When you submit your application, a case manager will call you within 48 hours. They will help you with the account opening process. We will also send you an email with a copy of important documents. Take some time to read through them.

If your application is successful, we’ll text you your BIC and IBAN within three days. Take note of these details and keep them safe.

Personal current accounts are charged a monthly account maintenance fee of €6. Some additional fees and charges like Government Stamp Duty, international and interbank transactions, may also apply.

For details of the fees and charges that apply to our personal current accounts, see our Schedule of Fees and Charges for Personal Customers and our Schedule of International Transaction Charges.

You can apply for a joint personal current account online or in your local branch.

• • Online
    Step 1: Applicant 1 fills in their part of the online application form. They upload their photo identification (ID) and proof of address, and take a selfie within the application before submitting.
    Step 2: Applicant 2 gets an invitation link by email asking them to fill in their part of the application.
    Step 3: Applicant 2 will need to upload both photo ID and proof of address as part of the process. A selfie will also be required during the online application as part of identity verification.
    Step 4: Once both forms are submitted, we will begin processing the request.
  • Branch – Visit your local branch and fill in the application form using a Kiosk or with the help of a staff member. You and Applicant 2 can give your photo identification (ID) and proof of address to a branch staff member, or you can upload them yourself using the link that will be emailed to you after you submit the application.

Please note: If you and Applicant 2 are moving to the Republic of Ireland in the next 45 days, you can apply for a joint ‘Coming to Ireland’ personal current account.

Yes, if you are not an Irish national and are resident in the Republic of Ireland, you can apply for a personal current account. Our current account comparison table shows all of our available account options.

After you submit your application, you may be asked to provide more information like evidence of source of funds or your source of wealth. If additional information is required, we will email you.

If you are not currently a resident in the Republic of Ireland, but you are planning to move to Ireland within the next 45 days, you can apply for a ‘Coming to Ireland’ personal current account. If you have any questions, please call us on 0818 200 346, 9am to 5am, Monday to Friday (excluding bank holidays) or +353 1 2500 346 (if calling from outside Ireland). They will be happy to help you.

If you are an international protection application or require language or accessibility support, visit boi.com/extrahelp for a range of supports.