Personal Current Account

5 easy steps to open your account:

• Step 1: Choose your device (mobile or computer) & get your details ready

  You will need

  • A valid form of photo ID
  • Proof of address

  Find out more about acceptable documents here.

  Remember:

  • The personal current account is suitable for 18 to 65 year olds who live in the Republic of Ireland.
  • We will also ask you to take a selfie in the application form so make sure you are camera ready!

• Step 2: Apply online

  Follow the on-screen instructions at the ‘Apply Now’ link.

• Step 3: Review your documents and wait for your BIC and IBAN

  When you submit your application, you’ll get an email from us with a copy of important documents. Take some time to read through these. If your application is successful we will send you an SMS with your BIC and IBAN within 3 days. Take note of these details and keep them safe, with your account number.

• Step 4: Activate online banking

  Call 0818 214 365 from your registered mobile number and follow the step-by-step instructions to create your 365 PIN. To activate your account you will need your account number available. Please have your IBAN and mobile phone to hand. Once your PIN is created, you can download and start using our 365 mobile app.

• Step 5: Activate your card

  We’ll send your new card by post as quick as we can. It should arrive within 7 days. When your card arrives, follow the instructions in the accompanying letter to activate it. Then you are all set to spend, save, and manage your money via online or phone banking.

• Fees

  Enjoy range of features and services you would expect from a personal current account with single fee of €6 per month.

  We do not charge individual fees for domestic euro current account transactions, account services, and replacement items, unpaid items, and referral items.

  • View our Fee Information Document for Personal Current Account – this informs you about fees for the main services linked to this account. It also helps compare these fees with those of other accounts.
  • View our Glossary of Terms – this explains in plain English the terms that we and all EU financial service providers commonly use, for payment services and customer accounts.

  Some additional Fees and Charges may apply, for example -Government Stamp Duty, international and interbank transactions.

  For details of the fees and charges that apply to our Personal Current Account, see our brochures below, also available in any Bank of Ireland branch.

  • View our Schedule of Fees and Charges for Personal Customers to see a list of what you can expect to pay for your account.
  • View our Schedule of International Transaction Charges – document to see a list of what you can expect to pay for international transactions.

• Terms & Conditions
  
  These are the Terms and Conditions that apply to the Personal Current Account – download here:
  

  Personal Current Account Terms and Conditions effective from 08 February 2024ViewPrint