Fees
There may be fees & charges for using your debit card:
| Using a Debit Card for purchases in foreign currency |
| Debit Card purchases (including Contactless transactions) |
| 2% of transaction value |
| Maximum €11.43 per transaction |
| Using a Debit Card for cash withdrawals in foreign currency |
| Debit Card (ATM) |
| 3.5% of transaction value |
| Minimum €3.17 |
| Maximum €11.43 per transaction |
Please refer to the Schedule of Fees & Charges for Personal Customers for more information.
Government Stamp Duty
Government Stamp Duty (GSD) on Debit and ATM cards is charged retrospectively in January/February each year for each cash withdrawal made from an ATM / LATM within the Republic of Ireland in the preceding year at a rate of €0.12 per withdrawal capped at a maximum of €2.50 per ATM (cash) card or Debit (combined) card where only the ATM function is used, or €5 per Debit (combined) card where both ATM and “Point of Sale” functions are used.
| Account Type |
Card Type |
Functionality Used |
Charge |
Statement Narrative |
| Current |
Debit |
POS and ATM |
€0.12 for each cash withdrawal from an ATM in the State subject to a maximum charge of €5.00 per annum |
GOVT DUTY ATM/POS |
| Current |
Debit |
POS only |
€0 |
N/A |
| Current |
Debit |
ATM only |
€0.12 for each cash withdrawal from an ATM in the State subject to a maximum charge of €2.50 per annum |
GOVT DUTY ATM |
| Current/Deposit |
ATM |
ATM only |
€0.12 for each cash withdrawal from an ATM in the State subject to a maximum charge of €2.50 per annum |
GOVT DUTY ATM |