Fees
There may be fees & charges for using your debit card:
| Using a Debit Card for purchases in foreign currency | ||
|---|---|---|
| Debit Card purchases (including Contactless transactions) | ||
| 2% of transaction value | ||
| Maximum €11.43 per transaction | ||
| Using a Debit Card for cash withdrawals in foreign currency | ||
| Debit Card (ATM) | ||
| 3.5% of transaction value | ||
| Minimum €3.17 | ||
| Maximum €11.43 per transaction | ||
Please refer to the Schedule of Fees & Charges for Personal Customers for more information.
Government Stamp Duty
Government Stamp Duty (GSD) on Debit and ATM cards is charged retrospectively in January/February each year for each cash withdrawal made from an ATM / LATM within the Republic of Ireland in the preceding year at a rate of €0.12 per withdrawal capped at a maximum of €2.50 per ATM (cash) card or Debit (combined) card where only the ATM function is used, or €5 per Debit (combined) card where both ATM and “Point of Sale” functions are used.
| Account Type | Card Type | Functionality Used | Charge | Statement Narrative |
| Current | Debit | POS and ATM | €0.12 for each cash withdrawal from an ATM in the State subject to a maximum charge of €5.00 per annum | GOVT DUTY ATM/POS |
| Current | Debit | POS only | €0 | N/A |
| Current | Debit | ATM only | €0.12 for each cash withdrawal from an ATM in the State subject to a maximum charge of €2.50 per annum | GOVT DUTY ATM |
| Current/Deposit | ATM | ATM only | €0.12 for each cash withdrawal from an ATM in the State subject to a maximum charge of €2.50 per annum | GOVT DUTY ATM |