Visa Debit Card

Visa Debit cards are available to Personal and Business current account customers in the Republic of Ireland. The new Visa Debit card allows you to access money from your Current Account wherever you are in the world: in shops, at ATMs and online, wherever you see the Visa logo displayed.

Fees

In Euro within EU and EEA All other transactions (cross-border handling charges)
Visa Debit (ATM) Current account transaction fee applies 3.5% of transaction value. Minimum €3.17, Maximum €11.43 per transaction
Visa Debit (Point of Sale) Current account transaction fee applies 2% of transaction value.  Maximum €11.43 per transaction
Visa Debit Contactless (Point of Sale) Current account transaction fee applies 2% of transaction value.  Maximum €11.43 per transaction

Government Stamp Duty

Government Stamp Duty (GSD) on Visa Debit and ATM cards is charged retrospectively in January each year for each cash withdrawal made from an ATM / LATM within the Republic of Ireland in the preceding year at a rate of €0.12 per withdrawal capped at a maximum of €2.50 per ATM (cash) card or Visa Debit (combined) card where only the ATM function is used, or €5 per Visa Debit (combined) card where both ATM and “Point of Sale” functions are used.

Account Type Card Type Functionality Used Charge Statement Narrative
Current Visa Debit POS and ATM €0.12 for each cash withdrawal from an ATM in the State subject to a maximum charge of €5.00 per annum GOVT DUTY ATM/POS
Current Visa Debit POS only €0 N/A
Current Visa Debit ATM only €0.12 for each cash withdrawal from an ATM in the State subject to a maximum charge of €2.50 per annum GOVT DUTY ATM
Current/Deposit ATM ATM only €0.12 for each cash withdrawal from an ATM in the State subject to a maximum charge of €2.50 per annum GOVT DUTY ATM