Affinity Credit Card

With Affinity Credit Cards from Bank of Ireland, you not only get all the advantages of a great credit card, Bank of Ireland also makes a donation to the college you choose and will donate a percentage of your annual expenditure at no expense to you.

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Fees

There are fees and charges that apply to the Affinity Credit Card. Please see the table below:

Unpaid/Returned Direct Debits €3.17
Cross Border Handling Fee Transaction in euro – No charge
All other transactions – 2.25% value of transaction
Cash Advance Fee Transactions in euro – 1.5% subject to a minimum of €2.54 per transaction
Non euro transactions – A Cash Advance fee of 1.5% will be applied to the euro converted amount including the 2.25% cross border handling fee referred to above, subject to a minimum of €2.54 per transaction
Annual Account Fees Government Stamp Duty – €30.00

Representative Example of credit card purchase at standard interest rate of 14.57% variable. Typical APR of 20.2% variable including annual Government Stamp Duty of €30. Assuming purchase of €1,500 repaid in equal instalments over a 12 month period. The total amount repayable by customer is €1,648.38 which includes initial purchase of €1,500 and a total cost of credit of €148.38.

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