Rates
Rates for the Affinity Credit Card
| Transaction Type |
Typical Varialbe APRS |
Interest Rates
Variable |
Interest Rates
Fixed |
| Purchases |
20.2% |
14.57% |
– |
Cash Advances |
– |
18.33% |
– |
| Instalment Plan |
6.9% |
6.7% |
– |
| Balance Transfers |
– |
– |
2.9% for first 12 months |
Representative Example of credit card purchase at standard interest rate of 14.57% variable. Typical Annual Percentage Rate (APR) of 20.2% variable including annual Government Stamp Duty of €30. Assuming purchase of €1,500 repaid in equal instalments over a 12 month period. The total amount repayable by customer is €1,648.38 which includes initial purchase of €1,500 and a total cost of credit of €148.38.
Balance transfer offers apply to new customers only. Balance transfers may not be made from existing Bank of Ireland credit cards or from Credit Cards outside the Republic of Ireland or United Kingdom. The balance transfer rate is available for a maximum period of 12 months from the date of account opening. After 12 months the fixed rate of 2.9% on balance transfers reverts to the standard variable rate applicable to your card. Lending criteria and terms and conditions apply.