Mortgage Saver Account

At Bank of Ireland we understand the challenges facing First Time Buyers in saving to buy a home. We want to help, with a €2,000 Bonus Interest on your savings when you draw down your Bank of Ireland mortgage.

With a MortgageSaver Account you can:

• Open an account online in minutes; there is no need to go to a branch, just upload your identification and address verification documents during account opening.
• Pay your direct debit from a current account (You do not need a Bank of Ireland current account to open this account).
• Available to Republic of Ireland (ROI) residents only, aged 18 or over.
• One account per customer in sole or joint names.
• Option to add lump sum lodgements of up to a total value of €20,000, in any branch.
• Save monthly by Direct Debit – Minimum €200, Maximum €2,500 per month.
• Have instant access to your money in any Bank of Ireland branch (you will need to bring photo ID with you), or through 365 online if you are a registered customer.

Apply for your MortgageSaver today

Apply online Find out more* Bonus Interest is subject to DIRT at the prevailing rate and will be paid to your account net of DIRT. First Time Buyers may be entitled to claim a refund of DIRT. For more information see the Revenue.ie website. Bank of Ireland cannot take responsibility for information on third party websites.MortgageSaver is provided by Bank of Ireland. Bank of Ireland is regulated by the Central Bank of Ireland.