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Buying a home? You may be eligible for government support. These schemes are designed to help first-time buyers, self-builders, tenants, and those renovating vacant homes.
Helps first-time buyers with their deposit to buy a new house or apartment or self-build by refunding the income tax and Deposit Interest Retention Tax (DIRT) you’ve paid for the four years before you apply. Only applies to properties that cost €500,000 or less.
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Helps first-time buyers (and some others) on moderate incomes buy new homes at reduced prices. The local authority takes a percentage stake in your home that covers the reduction in price.
Government-backed mortgage administered by the local authorities.
Helps first-time buyers, who have been unable to get funding from banks and credit unions, to buy and renovate a derelict or uninhabitable home. This is an extension of the Local Authority Home Loan and you must qualify for the Vacant Property Refurbishment Grant to get this loan.
Helps first-time buyers buy a new home or build your first home using shared equity. This means that the scheme will pay up to 30% of the cost of your new home in return for a stake in the home.
Allows self-builders to buy a fully accessible and serviced (electricity, water, wastewater) site from a local authority at a discounted price. The discount you get depends on how much it costs the local authority to provide services on the site before selling it to you. The sites are sold in towns and villages up to €30,000 below the market value.
Provides funding so you can refurbish vacant and derelict homes or former commercial properties so you can live there or rent the property out. You can get up to €50,000 to renovate a vacant property and up to €70,000, if the property is derelict. You can get more if you are living on an off-shore island.
Helps eligible tenants, who have received a Notice of Termination, to purchase the home they are currently living in.
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