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1Your Spending

2Your Spending

3Your Saving

4Your Saving

5Your Borrowing

6Your Borrowing

7Your Planning

8Your Planning

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• When you get money as a gift, as pocket money or through your part time job, what do you tend to do with it?*
  • Generally spend much less than I get
  • Generally spend a little less than I get
  • Generally spend about the same as I get
  • Generally spend a little more than I get
  • Generally spend much more than I get

• When it comes to spending, which statement below describes how you spend?*
  • Spend wisely all of the time
  • Spend wisely most of the time
  • Spend wisely some of the time
  • Spend wisely none of the time

• If you could only use the savings you have now to pay for your everyday expenses e.g. going for pizza with friends, buying new clothes etc., how long do you think your savings would last?*
  • 6 months or more
  • At least 3 months, but less than 6 months
  • At least 1 month, but less than 3 months
  • At least 1 week, but less than 1 month
  • Less than 1 week

• How confident are you that you will have enough money saved for your long term savings goal e.g. new phone, holiday, car, college costs?*
  • Very confident
  • Moderately confident
  • Slightly confident
  • Not at all confident

• If you have to borrow money from a parent or guardian for example, how good are you at paying it back?*
  • Pay back all of the time
  • Pay back most of the time
  • Pay back some of the time
  • Pay back none of the time

• When it comes to credit and debt, how important do you think your credit history is?*
  • Extremely important
  • Fairly important
  • Important
  • Not important
  • I don't know

• If you had to come up with the funds to pay for an expense or event like a concert, a friends birthday or a holiday, how confident are you that you’d have enough savings to meet that cost?*
  • Very confident
  • Moderately confident
  • Slightly confident
  • Not at all confident
  • I don't have any savings

• How often would you plan ahead to make sure you can cover the cost of an event e.g. school trip, last minute invite on holiday or to a concert?*
  • Don't need to plan ahead
  • Always plan ahead
  • Occasionally plan ahead
  • Rarely plan ahead
  • Never plan ahead
• Result