Save more on Home insurance for your energy efficient home with up to 20% off1

Use Promocode ENERGY with a BER of A or B.

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Your commitment to sustainability is about to pay off

If you’re a Bank of Ireland Mortgage customer and your home has a Building Energy Rating (BER) of A or B, you’re eligible for an exclusive 20% discount1 on your home insurance.

Not quite at an A or B rating? No worries. All Bank of Ireland mortgage holders can still enjoy a 15% discount2, no matter your BER.

We’re making it easier to protect your home while rewarding your eco-conscious choices.

Key Benefits:

  • Save up to 20% on your Home Insurance premium
  • Reward for energy-efficient homes
  • Exclusive to Bank of Ireland mortgage customers
  • Quick and easy quote process

Eligibility Checklist

  • ✔ You have a Bank of Ireland mortgage
  • ✔ Your home has a BER certificate
  • ✔ You’re ready to switch or renew your home insurance

Exclusive Discounts Based on BER Rating

BER RatingDiscountPromo Code
A or B20% off1ENERGY
Below B15% off2MORTGAGE

Get Your Discount Now

Simply click ‘Get a quote’ and apply your discount code.

Get a Quote

Terms & Conditions

Underwriting, terms and conditions apply. Home Insurance is arranged by Bank of Ireland Insurance Services and underwritten by Intact Insurance Ireland DAC or FBD Insurance plc. Bank of Ireland Insurance Services Limited trading as Bank of Ireland Insurance Services and Bank of Ireland Insurance is regulated by the Central Bank of Ireland. A member of the Bank of Ireland Group. Intact Insurance Ireland DAC trading as Intact Insurance is regulated by the Central Bank of Ireland. FBD Insurance plc is regulated by the Central Bank of Ireland.
1 20% home insurance discount is available to Bank of Ireland EcoSaver Mortgage customers with a BER rated property A or B – use code ENERGY.
2 15% home insurance discount is available to all other Bank of Ireland Mortgage customers – use code MORTGAGE. Offer available until 30 June 2026, for new home insurance policies only. One code per purchase. Discount applies in first year only. Minimum premium may apply (inclusive of government levy).