Financial wellbeing

Smart tools and expert guidance to help you take control of your finances.

Spending and budgeting

Everyday money management tips

Borrowing and debt

Understand how to borrow money and ways to manage your debt

Saving and investing

Learn how to save and grow your money

Financial planning and financial security

Tips to plan for a secure future


What is financial wellbeing?

Financial wellbeing is about feeling confident. It’s about feeling in control of your money. It means understanding the money coming in and going out of your accounts. It means meeting your financial responsibilities, and saving for goals or unexpected challenges. It’s not about being rich or having a perfect plan. It is about reducing financial stress, making informed decisions, and achieving balance.

Whether it is setting a budget, managing debt, or planning for your future, financial wellbeing is about building habits that support your life and values. With financial wellbeing, when you improve your financial health, you are better prepared to navigate life’s difficulties.

Get your financial wellbeing score



Let’s talk about the F-word: finances.

Whatever your goals – having a place of your own, setting up a rainy day fund or having a bit of extra cash at the end of the month – it pays to start talking about your finances. Bank of Ireland’s experts can help you work out the health of your finances – and get you used to using the ‘F-word’.

Talk to an expert/book a meeting



Your financial wellbeing toolkit

Borrowing comparison tool

Discover what’s available to you today

Money Insights 365

A tool designed to help you take control of your money now and into the future

Budget planner

Create a plan to help manage your income

Tax Benefits Finder

Do you have unclaimed tax benefits?

Talk to an expert

A simple way to start taking control of your finances


Extra help for customers, families and carers


Bereavement

Let our experts help you with the next steps.

International protection applicants

At the heart of financial wellbeing is financial inclusion and that means equal and effective access to banking products for all.

Gender recognition

Helping people who want to change the name and gender on their bank accounts.

Vulnerable customer account

Protecting and supporting our most vulnerable customers.

Power of attorney (1996)

We can help if you want to register a power of attorney for an account or simply need to understand more.

Living with dementia

Supporting customers to safely manage their money.

Financial abuse and control

If you or a person you care for is worried about financial abuse, we can help.

Gambling support

Worried about gambling? Information about supports that are available and how Bank of Ireland can help.

Language support

If English is not your first language and you need some support, we can help.

Fair Deal Scheme (Nursing Home Support Scheme)

The Fair Deal Scheme is a financial support program in Ireland designed to help cover the cost of long-term nursing home care.

Financial advice for older persons

Support for customers who are 75 years and over to develop financial confidence.

Accessibility

If you need additional support to bank with us, we can help.

Assisted Decision-Making (Capacity) Act (ADMA)

We can help if you want to register an ADMA agreement with us.

Safeguarding your banking

Setting up financial safeguards to support you with managing your banking.

Gambling blocks for debit cards

How to request a gambling block on your Visa debit card.



Are you having money worries?

Find yourself under financial strain?

We’re here to listen, support, and help find a way to relieve the pressure

Take control of your money worries


The information prepared above by Bank of Ireland “BOI” is for information purposes only and does not constitute financial or tax advice. You should seek assistance from a professional if you require financial or tax advice. No liability is accepted by BOI for any errors or for any loss to any person in reliance on this information. BOI believes any information to be correct at 26/06/2025 the time of publishing and the information is subject to change without notice. BOI does not make any representations or warranties in respect of the accuracy of this information and is not responsible for the content of external sites. Please refer to our Terms & Conditions for the use of the Bank of Ireland Group Website for further details. Bank of Ireland is regulated by the Central Bank of Ireland.

Contact us

Log in to 365 online, select Services and Send us a message.

Call us on 0818 365 365, 9am to 6pm Monday to Friday. Saturday 10am-2pm.

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