- How long will it take for me to receive my new or replacement Visa Debit card?
How much is Government Duty on a Visa Debit/ATM Card?
Government Stamp Duty (GSD) on Visa Debit and ATM cards is charged retrospectively in January each year for each cash withdrawal made from an ATM / LATM within the Republic of Ireland in the preceding year at a rate of €0.12 per withdrawal capped at a maximum of €2.50 per ATM (cash) card or Visa Debit (combined) card where only the ATM function is used, or €5 per Visa Debit (combined) card where both ATM and "Point of Sale" functions are used.
Account Type Card Type Functionality Used Charge Statement Narrative Current Visa Debit POS and ATM €0.12 for each cash withdrawal from an ATM in the State subject to a maximum charge of €5.00 per annum GOVT DUTY ATM/POS Current Visa Debit POS only €0 N/A Current Visa Debit ATM only €0.12 for each cash withdrawal from an ATM in the State subject to a maximum charge of €2.50 per annum GOVT DUTY ATM Current/Deposit ATM ATM only €0.12 for each cash withdrawal from an ATM in the State subject to a maximum charge of €2.50 per annum GOVT DUTY ATM
- Where can I activate my Visa Debit Card?
What is Verified by Visa?
Verified by Visa is a fraud prevention system that protects you from unauthorised online use of your Visa Debit card.
When you register, you create a ‘Verified by Visa’ password that you keep secret, like your PIN. When you purchase goods or services online, you will be asked for your Verified by Visa password to authorise the transaction and confirm that the card is yours.
Please note, we are making some changes to our Verified by Visa Service which will be phased in from 5th July 2017. Please see a copy of the press notice for more detail.
What is the Cross Border Handling Fee that I will be charged if I use my Debit Card abroad?
Using a debit card for purchases in Euro Using a debit card for purchases in a foreign currency In Euro within EU and EEA All other transactions (cross border handling charge) Visa Debit (Point of Sale) No Charge 2% of transaction value. Maximum €11.43 per transaction In Euro within EU and EEA All other transactions (cross border handling charge) Visa Debit (ATM) No Charge 3.5% of transaction value. Minimum €3.17. Maximum €11.43 per transaction
A cross-border handling fee can apply if you use your Visa Debit Card outside of the EU/EEA, this will include the UK and Northern Ireland. The fee varies depending on how the card is used. There is no fee for using your Visa Debit Card in a Bank of Ireland or Post Office ATM in Northern Ireland or the UK.
You will be charged a cross-border handling fee if you use any other ATMs (3.5% of transaction value, minimum of €3.17/maximum €11.43 per transaction). All point of sale purchases incur a fee of 2% of transaction value, and are limited to a maximum fee of €11.43 per transaction
How do I open a non-resident account?
You cannot open a non-resident account online. Please call to a branch with the following documents:
- a current valid passport or National Identity Card
- a recent household bill such as a telephone, electricity or gas bill (we do not accept mobile phone bills as proof of address)
As a non-resident you will also be required to provide a character reference or financial history from your own bank.
- What is the difference between a Debit card and a regular ATM card?
- What are the benefits of Visa Debit?
Who can apply online for a personal current account?
Online Personal Current Account applicants must:
- Be over 18 years old,
- Not be a full-time student,
- Be resident in the Republic of Ireland for at least 2 years, and
- Be making the application on a sole or joint basis.
If you are registered on 365 online, you may apply for additional accounts by logging into 365 online and following the simple ‘Apply’ instructions.
- Where can I use Visa Debit?
- What time during the day do incoming credits come into my current account?
- I’d like to know more about Life Live Rewards
- Will my child receive an ATM or Visa debit card?
- How will I receive the new account details?
- Can the new Junior account be registered on 365?
- How do you close the Junior account?
- How often will a statement be issued on these Junior Accounts?
- How can I as Parent/Guardian transfer money into the Junior Account?
- How can the child access their new Junior account?
- As a parent or guardian, what do I need to open a junior account on 365 online?
- What branch will the new junior account be opened in?
What will my child receive when the Junior account is opened?
All new Young Saver customers receive a welcome letter from Ollie the Owl. This letter will include their new account details. They also receive a few small gifts from Ollie to help them on their savings journey - a savings box, savings poster, some stickers and an origami game they can play with their friends.