Fees
With our Basic Bank Account, there are no fees for maintaining the account*.
There are also no individual charges for the following current account transactions, account services, unpaid items:
For details of the fees and charges that apply to our Basic Current Account, see our brochures below, also available in any Bank of Ireland branch.
- View our Schedule of Fees and Charges for Personal Customers to see a list of what you can expect to pay for your account.
- View our Fee Information Document for Basic Current Account – this informs you about fees for the main services linked to this account. It also helps compare these fees with those of other accounts.
- View our Glossary of Terms – this explains in plain English the terms that we and all EU financial service providers commonly use, for payment services and customer accounts.
- View our Schedule of International Transaction Charges document to see a list of what you can expect to pay for international transactions.
* Fees for maintaining the account may be charged after 12 months depending on turnover if the value of lodgements to your account exceeds a certain threshold. This threshold is equivalent to the national minimum hourly rate of pay (as declared from time to time in accordance with Section 11 of the National Minimum Wage Act 2000) multiplied by 2,080 (i.e. 40 hour week x 52 weeks of the year). If this is applicable to your account you will be notified 2 months in advance of this change. For more information on terms and condition for our Basic Bank Account, please view our Basic Bank Account brochure
**Government duty still applies