Basic Bank Account

Your everyday banking made easy.

From 23 November 2020, we are making changes to our personal current account fees and charges. We’re introducing a simple way of charging for your current account – eliminating 26 individual charges – our Basic Bank Account will not be charged the new €6 monthly fee.

Fees and Charges

  • With the Basic Bank Account, you will to not have to pay a fee for maintaining the account or day-to-day transaction fees for the first 12 months
  • After 12 months we will review your account and you may be charged fees and charges if the value of lodgements to your account exceeds a certain threshold. This threshold is equivalent to the national minimum hourly rate of pay (as declared from time to time in accordance with Section 11 of the National Minimum Wage Act 2000) multiplied by 2,080 (i.e. 40 hour week x 52 weeks of the year). If this is applicable to your account you will be notified 2 months in advance of this change
  • Only one account can be held per customer.

Please refer to the product terms and conditions for more information.

For more information, please see our brochure:

From 23 November 2020, we are making changes to our personal current account fees and charges. We’re introducing a simple way of charging for your current account – eliminating 26 individual charges and replacing them with a monthly fee of €6. See the brochure below – A Guide to Fees and Service Changes, which provides details of these changes, as well as the revised Schedule of Fees and Charges for Personal Customers and Fee Information Document that will be effective from 23 November 2020.