Golden Years Account

When you turn 66, we can upgrade your personal current account to a Golden Years Account, just talk to us today.

Fees

With our Golden Years Account, there are no fees for maintaining the account.

There are also no individual charges for the following current account transactions, account services, unpaid items and referral items:

  • No charge for these Account Transactions (once the transaction is in euros)
    • Using a debit card for purchases in euros:
      • contactless transactions
      • chip and PIN transactions
      • online transactions
    • Credit transfers in euros:
      • standing orders
      • direct debits
      • 365 online and phone transactions
      • paper / staff assisted (in branch) transactions – including cheques
    • Cash withdrawal, cash lodgements and cheque lodgements in euros:
      • using ATM / Lodgement ATM
      • paper / staff assisted (in branch) transactions
  • No charge for these Account Services
    • Provision of a cheque book*
    • Provision of a domestic bank draft*
    • Ordering a duplicate bank statement
    • Ordering an account balance or interest certificate
    • Replacement of lost, stolen or damaged cards
    • Replacement debit card PIN
    • Account transfers through standing instruction
    • Cheque retrieval requests
    • Stop payment instruction – direct debit or cheque
    • Account administration
    • Auditor queries
  • No charge for these Unpaid Items and Referral Items
    • Unpaid standing order
    • Cheque or direct debit returned unpaid from your account
    • Cheque lodged to your account and returned unpaid
    • Referral items (where a payment of any kind causes you to go into unauthorised overdraft)
 

For details of the fees and charges that apply to our Golden Years Current Account, see our brochures below, also available in any Bank of Ireland branch.

*Government duty still applies

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