Graduate Current Account

If you have graduated from full time third level education in the last three years, you can apply for a Graduate current account. Being a graduate means making important life choices. We offer a fantastic range of benefits to help you on your way.

Whether you're about to start work or travel for a while our graduate current account has been specially developed to help you make the most of your options.

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Fees

With our Graduate Current Account, there are no fees for maintaining the account.

There are also no individual charges for the following current account transactions, account services, unpaid items and referral items:

  • No charge for these Account Transactions (once the transaction is in euros)
    • Using a debit card for purchases in euros:
      • contactless transactions
      • chip and PIN transactions
      • online transactions
    • Credit transfers in euros:
      • standing orders
      • direct debits
      • 365 online and phone transactions
      • paper / staff assisted (in branch) transactions – including cheques
    • Cash withdrawal, cash lodgements and cheque lodgements in euros:
      • using ATM / Lodgement ATM
      • paper / staff assisted (in branch) transactions
  • No charge for these Account Services
    • Provision of a cheque book*
    • Provision of a domestic bank draft*
    • Ordering a duplicate bank statement
    • Ordering an account balance or interest certificate
    • Replacement of lost, stolen or damaged cards
    • Replacement debit card PIN
    • Cheque retrieval requests
    • Stop payment instruction – direct debit or cheque
    • Account administration
    • Auditor queries
  • No charge for these Unpaid Items and Referral Items
    • Unpaid standing order
    • Cheque or direct debit returned unpaid from your account
    • Cheque lodged to your account and returned unpaid
    • Referral items (where a payment of any kind causes you to go into unauthorised overdraft)
 

For details of the fees and charges that apply to our Graduate Current Account, see our brochures below, also available in any Bank of Ireland branch.

*Government duty still applies

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