Rates
The current variable standard overdraft interest rate is 13.25% (Annual Percentage Rate of Charge (APRC) 16.2%). The APRC includes the overdraft facility fee. The rate quoted is based on a representative example of €1,500 over a 12 month period. Total cost of credit is €243.02. Variable rates correct as at 30th June 2022 and are subject to change.
The current variable overdraft interest rate for the Graduate Current Account is 9.4% (Annual Percentage Rate of Charge (APRC) 9.7%). The rate quoted is based on a representative example of €1,500 over a 12 month period. Total cost of credit is €146.05. Variable rates correct as at 30th June 2022 and are subject to change.
If your account is overdrawn, interest is charged on the full overdrawn balance, regardless of whether the overdraft is within an agreed overdraft limit or there is an unauthorised overdraft. Lending criteria, terms and conditions apply. Applicants must be over the age of 18 years old.