Are you looking for an overdraft?

Apply for an overdraft with Bank of Ireland.

Rates

The current variable standard overdraft interest rate is 13.25% (Annual Percentage Rate of Charge (APRC) 16.2%). The APRC includes the overdraft facility fee. The rate quoted is based on a representative example of €1,500 over a 12 month period. Total cost of credit is €243.02. Variable rates correct as at 30th June 2020 and are subject to change.

The current variable overdraft interest rate for the Graduate Current Account is 9.4% (Annual Percentage Rate of Charge (APRC) 9.7%). The rate quoted is based on a representative example of €1,500 over a 12 month period. Total cost of credit is €146.05. Variable rates correct as at 30th June 2020 and are subject to change.

For information on Interest Surcharges that may apply to overdrafts please refer to “Fees and Charges”:

Important upcoming changes to your Overdraft Schedule of Fees and Charges.
From 23 November we are removing the interest surcharges that may apply to your Personal Overdraft . Please see the brochure below – ‘A Guide to Fees and Service Changes’ – which provides details of these changes that will be effective from 23 November 2020.

Lending criteria terms and conditions apply. Applicants must be over the age of 18 years old.

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