All interest rates are quoted based on a 365 Day calendar year. Interest is subject to Deposit Interest Retention Tax (DIRT) at the prevailing rate. Interest rate quoted is correct as at September 8th 2017.

Rates effective from 23rd February 2018.

Balance	Current Gross Rate Per Annum	Current AER Variable	New Gross Rate Per Annum	New AER Variable
€0 – €5,000*	0.25%	0.25%	2.50%*	2.50%*
€5,000+*	0.25%	0.25%	No Change	No Change

*2.5% Bonus Rate Conditions:

• The Bonus Rate applies to account balances that do not exceed and have never exceeded €5,000
• If you keep the account balance at €5,000 or lower, the Bonus Rate will continue to be applied
• If the account balance goes over €5,000 you lose the Bonus Rate for good on the whole balance in your account and the variable rate of interest (currently 0.25%) will apply. Even if you reduce your balance back to €5,000 or less the variable rate of interest (currently 0.25%) will apply; for example, an account balance of:

(i)€5,000 or less will get 2.50% interest
(ii)€5,001 (or more) will get 0.25% interest;
(iii)€4,999 or less where the account balance has at any time exceeded €5,000 will get 0.25%.

To avail of the Bonus Rate, you should keep the account balance at €5,000 or less at all times.
We may amend or discontinue the Bonus Rate at any time.