Fees
There are fees and charges that apply to the Platinum Credit Card. Please see the table below:
| Unpaid/Returned Direct Debits |
€3.17 |
| Cross Border Handling Fee |
Transaction in euro – No charge
All other transactions – 2.25% value of transaction |
| Cash Advance Fee |
Transactions in euro – 1.5% subject to a minimum of €2.54 per transaction
Non euro transactions – A Cash Advance fee of 1.5% will be applied to the euro converted amount including the 2.25% cross border handling fee referred to above, subject to a minimum of €2.54 per transaction
|
| Annual Account Fees |
Per account – €76.18
Government Stamp Duty – €30.00 |
| Late Payment Fee |
€7.50 |
| Overlimit Fee |
€7.50 |
Representative example of Platinum credit card purchase at standard interest rate of 13.79% variable. Typical Annual Percentage Rate (APR) of 19.6% variable including annual Government Stamp Duty of €30 and an Annual Charge of €76.18. Assuming purchase of €5,000 repaid in equal instalments over a 12 month period. The total amount repayable by customer is €5,479.71 which includes initial purchase of €5,000 and a total cost of credit of €479.71.
Apply online for Platinum Credit Card