Fees
There are fees and charges that apply to the Platinum Credit Card. Please see the table below:
| Unpaid/Returned Direct Debits | €3.17 |
| Cross Border Handling Fee | Transaction in euro – No charge All other transactions – 2.25% value of transaction |
| Cash Advance Fee | Transactions in euro – 1.5% subject to a minimum of €2.54 per transaction Non euro transactions – A Cash Advance fee of 1.5% will be applied to the euro converted amount including the 2.25% cross border handling fee referred to above, subject to a minimum of €2.54 per transaction |
| Annual Account Fees | Per account – €76.18 Government Stamp Duty – €30.00 |
| Late Payment Fee | €7.50 |
| Overlimit Fee | €7.50 |
Representative example of Platinum credit card purchase at standard interest rate of 13.79% variable. Typical Annual Percentage Rate (APR) of 19.6% variable including annual Government Stamp Duty of €30 and an Annual Charge of €76.18. Assuming purchase of €5,000 repaid in equal instalments over a 12 month period. The total amount repayable by customer is €5,479.71 which includes initial purchase of €5,000 and a total cost of credit of €479.71.
