How to Apply
You can use our online application form below which only takes 5 minutes to complete. You can also call our credit card team if you have any questions or call into your local branch.
Apply Online Now
Customers can apply online today.
Call our credit card team
Customers can call us on 0818 200 412 Mon-Fri, 9am – 5pm.
Visit your local branch
Customers can call into their local branch.
How old do you have to be to apply for a credit card?
To apply for a credit card you must be 18 years of age or over. We apply lending criteria when you apply for a Credit Card and we decide to approve applications for Credit Cards based on them. If we approve a Credit Card for you, terms and conditions will apply but we will make sure you have these before you commit to the facility.
- How long is the balance transfer rate available for?
What does APR stand for?
This stands for Annual Percentage Rate which is the annual rate of interest you will be charged on a credit card. It takes account of all the costs involved for the card, such as annual fees and the interest rate.
- What rates are variable and what rates are fixed?
- How much is Government Stamp Duty?
What is the Instalment Plan option?
A perfect alternative to getting a small loan. Enables you to transfer a credit card purchase of €250 or more at a great low rate of 6.7% variable (6.9% Annual Percentage Rate). Spreads the cost of the purchase as you pay it off in 6, 12 or 24 equal monthly instalments meaning you won’t have to pay full amount off at the next payment day.
Will I be charged for using my credit card abroad?
Transactions in Euro All other transactions Cross border handling fee None 2.25% Cash Advance fee 1.5% subject to a minimum of €2.54 per transaction A cash Advance fee of 1.5% will be applied to a Euro converted amount including the 2.25% Cross Border Handling Fee referred to above subject to a minimum of €2.54 per transaction
ATM withdrawal limits
The maximum daily withdrawal limits (below) depend on the type of ATM you use and the country you are in:
ATM Chip & Pin Non Chip & Pin Maximum Daily Limit €700 €300
You will be charged a cash withdrawal fee unless your credit card account is in credit when the transaction hits your account or has a zero balance after the transaction is completed.
Apply Online Now