Rates
| Loan Amount | APR Variable | Sample Loan amount | Repayment Term | Monthly Repayment | Total Cost of Credit |
| €1,000 – €5,000 | 5.00% | €5,000 | 60 months | €94.20 | €652.00 |
| €5,001 – €9,999 | 8.50% | €7,000 | 60 months | €142.59 | €1,555.40 |
| €10,000 – €19,999 | 7.50% | €15,000 | 60 months | €298.83 | €2,929.80 |
| €20,000 – €65,000 | 6.80% | €20,000 | 60 months | €391.92 | €3,515.20 |
Personal Lending Interest Rates
Here are the reference rates we apply to new business personal lending. These rates apply from 31 May 2018 until further notice.
| VI | 0.25% |
The interest rate we charge for a loan may include a margin plus the reference rate. Your credit agreement shows you details of the type of interest rate we charge for your loan.
APR stands for Annual Percentage Rate
Lending criteria and terms and conditions apply and each application is individually assessed. Applicants must be over 18 years of age. The graduate loan is only available to Bank of Ireland graduate current account holders.
Variable rates are correct as at 18th October 2017 and are subject to change.
WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.
WARNING: THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE.
Lending criteria, terms and conditions apply.