Rates
| Loan Amount | APR Variable | Sample Loan amount | Repayment Term | Monthly Repayment | Total Cost of Credit |
| €1,000 – €5,000 | 5.00% | €5,000 | 60 months | €94.20 | €652.00 |
| €5,001 – €9,999 | 8.50% | €7,000 | 60 months | €142.59 | €1,555.40 |
| €10,000 – €19,999 | 7.50% | €15,000 | 60 months | €298.83 | €2,929.80 |
| €20,000 – €65,000 | 6.80% | €20,000 | 60 months | €391.92 | €3,515.20 |
Personal Lending Interest Rates
Here are the reference rates we apply to new business personal lending. These rates apply from 31 May 2018 until further notice.
| VI | 0.25% |
The interest rate we charge for a loan may include a margin plus the reference rate. Your credit agreement shows you details of the type of interest rate we charge for your loan.
APR stands for Annual Percentage Rate
Lending criteria and terms and conditions apply and each application is individually assessed. Applicants must be over 18 year of age and be able to demonstrate that they are a graduate. graduate applications must have graduated from an undergraduate or postgraduate course within the last 3 years.
Proof of qualification may be sought from non-Bank of Ireland customers. Only Bank of Ireland customers can apply online.
Variable rates are correct as at 18th October 2017 and are subject to change.
Lending criteria, terms and conditions apply.