Graduate Loan

Being a graduate means making important life choices. Sorting out your finances after college can be tough at the best of times. Perhaps you need a new PC, your first car or a well-earned break. Bank of Ireland offers a graduate loan to help you on your way.

Rates

Loan Amount APR Variable Sample Loan amount Repayment Term Monthly Repayment Total Cost of Credit
€1,000 – €5,000 5.00% €5,000 60 months €94.20 €652.00
€5,001 – €9,999 8.50% €7,000 60 months €142.59 €1,555.40
€10,001 – €19,999 7.50% €15,000 60 months €298.83 €2,929.80
€20,000 – €65,000 6.80% €20,000 60 months €391.92 €3,515.20
Apply Online Now

Personal Lending Interest Rates

Here are the reference rates we apply to new business personal lending. These rates apply from 31 May 2018 until further notice.

VI 0.25%

The interest rate we charge for a loan may include a margin plus the reference rate. Your credit agreement shows you details of the type of interest rate we charge for your loan.

APR stands for Annual Percentage Rate

Lending criteria and terms and conditions apply and each application is individually assessed. Applicants must be over 18 year of age and be able to demonstrate that they are a graduate. graduate applications must have graduated from an undergraduate or postgraduate course within the last 3 years.

Proof of qualification may be sought from non-Bank of Ireland customers. Only Bank of Ireland customers can apply online.

Variable rates are correct as at 18th October 2017 and are subject to change.

WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.
WARNING: THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE.

Lending criteria, terms and conditions apply.

Ways we can help