Graduate Loan

Being a graduate means making important life choices. Sorting out your finances after college can be tough at the best of times. Perhaps you need a new laptop, your first car or a well-earned break. Bank of Ireland offers a graduate loan to help you on your way, just select Graduate as the purpose when applying.

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Loan Amount Interest Rates APR Variable Sample Loan amount Repayment Term Monthly Repayment Total Cost of Credit
€2,000 – €5,000 4.95% 5.00% €5,000 60 months €94.20 €652.00
€5,001 – €9,999 8.25% 8.50% €7,000 60 months €142.59 €1,555.40
€10,000 – €19,999 7.30% 7.50% €15,000 60 months €298.83 €2,929.80
€20,000 – €65,000 6.60% 6.80% €20,000 60 months €391.92 €3,515.20
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Personal Lending Interest Rates

Here are the reference rates we apply to new business personal lending. These rates apply from 31 May 2018 until further notice.

VI 0.25%

The interest rate we charge for a loan may include a margin plus the reference rate. Your credit agreement shows you details of the type of interest rate we charge for your loan.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
Warning: The cost of your monthly repayments may increase.

Lending criteria, terms and conditions apply.

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