Rates
If you are upgrading your homes energy efficiency you may be able to avail of a lower interest rate with our Green home improvement loan. Please visit our Green home improvement loan page for details on how to apply here 1
| Loan Amount | APR2 Variable | Sample Loan amount | Repayment Term | Monthly Repayment | Total Cost of Credit |
| €1,000 – €1,999 | 8.9% | €1,500 | 60 months | €30.84 | €350.40 |
| €2,000 – €9,999 | 8.5% | €8,000 | 60 months | €162.95 | €1,777.00 |
| €10,000 – €19,999 | 7.5% | €15,000 | 60 months | €298.83 | €2,929.80 |
| €20,000 – €65,000 | 6.8% | €20,000 | 60 months | €391.92 | €3,515.20 |
| 6.8% | €40,000 | 60 months | €783.85 | €7,031.00 | |
| 6.8% | €50,000 | 84 months3 | €744.02 | €12,497.69 | |
| 6.8% | €65,000 | 84 months3 | €967.23 | €16,247.32 |
Personal Lending Interest Rates
Here are the reference rates we apply to new business personal lending. These rates apply from 31 May 2018 until further notice.
| VI | 0.25% |
The interest rate we charge for a loan may include a margin plus the reference rate. Your credit agreement shows you details of the type of interest rate we charge for your loan.
APR (Annual Percentage Rate)
Rate offered depends on loan amount and may differ from advertised rate. Lending criteria terms and conditions apply. Over 18s only and not suitable for students. Only Bank of Ireland customers can apply online.
Variable rates are correct as at 18th October 2017 and are subject to change.
Click here for terms and conditions.
Lending criteria, terms and conditions apply.
