Rates
If you are upgrading your homes energy efficiency you may be able to avail of a lower interest rate with our Green home improvement loan. Please visit our Green home improvement loan page for details on how to apply here 1
| Loan Amount | Interest Rates | APR2 Variable | Sample Loan amount | Repayment Term | Monthly Repayment | Total Cost of Credit |
| €2,000 – €9,999 | 8.25% | 8.5% | €8,000 | 60 months | €162.95 | €1,777.00 |
| €10,000 – €19,999 | 7.3% | 7.5% | €15,000 | 60 months | €298.83 | €2,929.80 |
| €20,000 – €65,000 | 6.6% | 6.8% | €20,000 | 60 months | €391.92 | €3,515.20 |
| 6.6% | 6.8% | €40,000 | 60 months | €783.85 | €7,031.00 | |
| 6.6% | 6.8% | €50,000 | 84 months1 | €744.02 | €12,497.69 | |
| 6.6% | 6.8% | €65,000 | 84 months1 | €967.23 | €16,247.32 |
Personal Lending Interest Rates
Here are the reference rates we apply to new business personal lending. These rates apply from 31 May 2018 until further notice.
| VI | 0.25% |
The interest rate we charge for a loan may include a margin plus the reference rate. Your credit agreement shows you details of the type of interest rate we charge for your loan.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire- purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.
Warning: The cost of your monthly repayments may increase.
Lending criteria, terms and conditions apply.
