Student Loans

Looking for a student loan? We have the student loan for you - whether you need to borrow money to pay for your everyday college expenses or want a more specific loan for your student contribution charge.

Student Loans

Student loan

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Want to buy something, but don't have the cash? Talk to us today about a low rate student loan for your first car, car insurance or that laptop you really want.

Features

  • Variable rate of 5.0% APR1
  • Borrow up to €5,000

Benefits

  • Defer first 3 months repayments
  • Loan term of up to 60 months

Postgraduate Loan

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The Postgraduate loan is available to you if you are considering undertaking a full time postgraduate course. Our Postgraduate Loan is an easy and affordable way for you to cover your fees.

Features

  • 5.6% APR variable2
  • Flexible repayment options
  • Repay your loan over 1–5 years

Benefits

  • Borrow up to €14,000
  • Defer repayments
1

APR stands for Annual Percentage Rate. Lending criteria, terms and conditions apply. Applicants must be 18 or over. Applicants must be resident in the Republic of Ireland. Generally, student applicants should be undertaking a full time course in a recognised 3rd level college in the Republic of Ireland. Only Bank of Ireland customers can apply.
The repayments on a student loan of €5,000 over a 60 month period are €94.20 per month at 4.95% variable (Annual Percentage Rate of Charge (APRC) 5.0%). Total amount repayable is €5,652.00. Total cost of credit is €652.00. Variable rates correct as at the 30th June 2020 and is subject to change.

2

Postgraduate Loan - Cost of loan example: Loan repayments are deferred for the first 12 months but interest will apply on loan balance from the date of first drawdown. The indicative cost based on an interest rate of 5.5% variable (Annual Percentage Rate of Charge (APRC) 5.6%) assuming drawdown of the full amount of €14,000 with deferral of the first 12 months’ repayments and full capital & interest repayments for the following 48 months (from month 13) would be €343.70 per month for 48 months. Total amount repayable of €16,497.60. Total cost of credit €2,497.60.

Lending criteria, terms and conditions apply. Applicants must be 18 or over. Parental Guarantee may be required. Applicants and Guarantors must be resident in the Republic of Ireland. The rate quoted is correct as at the 30th June 2020 and is subject to change.

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