Student Loans

Looking for a student loan? We have the student loan for you - whether you need to borrow money to pay for your everyday college expenses or want a more specific loan for your student contribution charge.

Student Loans

Student loan

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Want to buy something, but don't have the cash? Talk to us today about a low rate student loan for your first car, car insurance or that laptop you really want.

Features

  • Variable rate of 5.0% APR1
  • Borrow up to €5,000

Benefits

  • Defer 1st 3 month repayments2
  • Loan term of up to 60 months

Postgraduate Loan

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The Postgraduate loan is available to you if you are considering undertaking a full time postgraduate course. Our Postgraduate Loan is an easy and affordable way for you to cover your fees.

Features

  • 5.6% APR variable3
  • Flexible repayment options
  • Repay your loan over 1–5 years

Benefits

  • Borrow up to €14,000
  • Defer repayments4
1

APR stands for Annual Percentage Rate. Lending criteria, terms and conditions apply. Applicants must be 18 years or over. Applicants must be resident in the Republic of Ireland.
The repayments on a student loan of €5,000 over a 60 month period are €94.20 per month at 4.95% variable (Annual Percentage Rate of Charge (APRC) 5.0%). Total amount repayable is €5,652.00. Total cost of credit is €652.00. Variable rates correct as at the 30th June 2020 and is subject to change.

2

By deferring your repayments at the start of your agreement you will pay more interest over the loan term than if you started to make repayments from the outset.

3

APR stands for Annual Percentage Rate. Lending criteria, terms and conditions apply.

Cost of loan example: Loan repayments are deferred for the first 12 months but interest will apply on loan balance from the date of first drawdown. The indicative cost based on an interest rate of 5.5% variable (Annual Percentage Rate of Charge (APRC) 5.6%) assuming drawdown of the full amount of €14,000 with deferral of the first 12 months’ repayments and full capital & interest repayments for the following 48 months (from month 13) would be €343.70 per month for 48 months. Total amount repayable of €16,497.60. Total cost of credit €2,497.60. Variable rates quoted are correct as at 30th June 2020 and are subject to change.

4

Interest will be charged on your loan from the date of your first draw down and continue to be added to your loan balance on a quarterly basis. By deferring your repayments for 12 months you will pay more interest over the term of your loan than you would if you had commenced repayments from the outset.

Lending criteria, terms and conditions apply. Applicants must be 18 or over. Parental Guarantee will be required. Applicants and Guarantors must be resident in the Republic of Ireland.

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