Student Loan

The Student loan is available throughout the year to fund expenses such as travel, living expenses and general back to college expenses.

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Rates

Competitive rate of 5% APR variable1.

The following loan example will give you an idea of the cost of Student Loan of €5,000 over a 60 month period.

Cost of loan example: The repayments on a student loan of €5,000 over a 60 month period are €94.20 per month at 4.95% variable (Annual Percentage Rate of Charge (APRC) 5.0%). Total amount repayable is €5,652.00. Total cost of credit is €652.00.

Personal Lending Interest Rates

Here are the reference rates we apply to new business personal lending. These rates apply from 13th September 2018 until further notice.

VI 0.25%

The interest rate we charge for a loan may include a margin plus the reference rate. Your credit agreement shows you details of the type of interest rate we charge for your loan.

1 APR stands for Annual Percentage Rate. Lending criteria, terms and conditions apply. Applicants must be 18 years or over. Applicants must be resident in the Republic of Ireland. Variable rates quoted are correct as at 30th June 2020 and is subject to change.