Postgraduate Loan

A Postgraduate Loan from Bank of Ireland is the easy and affordable way for you to cover your postgraduate fees. The Postgraduate loan is only available to graduates who are undertaking postgraduate studies.

Features & Benefits

With the postgraduate loan you get:

  • Discounted variable rate of 5.6% Annual Percentage Rate

  • Flexible repayment options – choose to repay weekly, fortnightly or monthly.

  • Choose to repay your loan over 1 to 5 years

  • Maximum loan amount of €14,000.

  • Guarantee may not be required where: 1) applicant is already employed; or the applicant is taking sabbatical from work; or employment prospects are guaranteed or shown to be favourable

  • Option to defer the first 12 months repayments (optional, only if repaid monthly).

WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.
WARNING: THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE.

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