You should keep your mortgage arrangements under review as there may be other options that could provide you with savings. We will be happy to provide you (or your legal representative) with the interest rate we currently charge you on your mortgage loan along with our other rates available to you for comparison.
You can find out more about switching your mortgage from the Competition and Consumer Protection Commission. (Bank of Ireland isn’t responsible for information on other websites.)
New rate options not included in our calculators are our Green Mortgage fixed interest rate and our High Value Mortgage fixed interest rate – click for more information. (Terms and conditions apply. Cashback is not available with the High Value Mortgage fixed interest rate.)
Fixed rates roll to the corresponding new business variable rate at the end of the fixed period.
APRC calculations are based on the cost per month on a €100,000 mortgage over 20 years. APRC includes €150 valuation fee and mortgage charge of €175 paid to the Property Registration Authority. For Buy to Let, APRC includes a fee for the Banks solicitor of €950 plus VAT at 23% plus outlay of up to €350.
APRC is the Annual Percentage rate of Charge
LTV is Loan to Value