Begin your energy upgrade journey

Let’s walk through your next steps toward a more efficient home.

Next steps

Get a home energy upgrade grant

If you’re improving the energy efficiency of your home, you may qualify for a grant from the Sustainable Energy Authority of Ireland (SEAI) to help you finance those upgrades.

Find a registered contractor

To access home energy grants, you must use an SEAI‑registered contractor (like SSE Airtricity) to make sure your energy upgrades meet SEAI technical, compliance, and quality standards.

Explore your financing options

We have a range of options to help you finance your home energy upgrades including a home improvement loan and the Home Energy Upgrade Loan Scheme (HEULS).

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Want SSE Airtricity manage the whole process for you

Upgrading your home’s energy efficiency can be daunting. That’s why we’ve partnered with SSE Airtricity, who are offering Bank of Ireland customers an award-winning home energy upgrade service to help you better your BER.

Book your free consultation

Image of a house with the following energy upgrades: Solar panels, insulation, heat pump, EV charger & windows and doors.

Better BER, better fixed rate

Your energy‑efficient home improvements could help you unlock a better mortgage rate.

Need some help with costs?

We have a range of options to help you pay for your energy upgrade:

Home improvement loans

Borrow €2,000 to €75,000 through our low‑rate variable home improvement loan option.

Home Energy Upgrade Loan Scheme (HEULS)

A low‑rate loan for homeowners using a grant from the SEAI to make energy‑saving home upgrades.

Equity release

Bank of Ireland mortgage holders can borrow €15,000 or up to 90% of their home’s value.