Alongside your mortgage application,
you’ll need documents like:
•
Proof of identification – your current passport or driver’s licence and a recent utility bill.
•
Proof of income – payslips if you’re a PAYE employee or your most recent 2 years’ audited accounts if you’re self-employed.
•
Records of your finances – your last 6 months’ current account statements and 6 months’ savings account statements demonstrating regular saving (if your accounts are not with Bank of Ireland).
•
Cost detail – either a fixed contract quotation or detailed costings for each element of the build.
•
Planning permission – full permission needs to be in place at the mortgage application stage.
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Initial valuation report – completed by a member of our valuers panel
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Architect’s/Engineer’s/Building Surveyor’s initial report – completed by your assigned qualified professional (we’ll give you this form).
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Provisional BER certificate – before your home is built you must indicate what it’s energy performance will be when complete. A registered BER assessor in your area can do this. The Sustainable Energy Authority of Ireland (SEAI) has a national register of BER assessors.