Expand your living space with our fast and flexible home improvement loan.
- Loans from €1,000 to €65,000.
- Paid directly into your current account.
- Variable rates from 6.8% APR.1
- Repay over 1 to 7 years.
- Option to defer first three monthly repayments.2
Sample Repayment Table
|Loan Amount||APR1 Variable||Sample Loan amount||Repayment Term||Monthly Repayment||Total Cost of Credit|
|€300 – €1,999||8.9%||€1,500||60 months||€30.84||€350.40|
|€2,000 – €9,999||8.5%||€8,000||60 months||€162.95||€1,777.00|
|€10,000 – €19,999||7.5%||€15,000||60 months||€298.83||€2,929.80|
|€20,000 – €65,000||6.8%||€20,000||60 months||€391.92||€3,515.20|
WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
WARNING: THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE.
Bank of Ireland does not accept any liability in respect of products or services rendered in connection with Garden Rooms. Bank of Ireland is not responsible for information on third party websites.
1APR stands for Annual Percentage Rate. Rate offered depends on loan amount and may differ from advertised rate. Lending criteria terms and conditions apply. Over 18s only and not suitable for students. Only Bank of Ireland customers can apply online. The repayments on a personal loan of €20,000 over 5 years are €391.92 per month based on a variable rate of 6.8% APR. The total cost of credit is €3,515.20. Variable rates are correct as at 18th October 2017 and are subject to change.
2Optional only if loan is repaid monthly. By deferring the first three monthly repayments you will pay more than if you paid over the standard term.
3Terms up to 7 years available on Home Improvement Loans only.