Assisted Decision-Making (Capacity) Act (ADMA)

We can help if you want to register an ADMA agreement with us

Understanding the assisted decision-making act

  • Do you want to know more about the new Assisted Decision-Making Act (ADMA)?
  • Do you want to appoint a close friend or family member to assist with your day-to-day banking?
  • Do you want to appoint a close friend or family member to make decisions jointly with you?
  • Do you need to get access to the financial affairs of a family member who has recently lost capacity so you can support them?
  • Do you have a newly registered ADMA agreement but do not know where to bring it, or what the bank will do with it?
  • Do you want to put in place an agreement with a family member now, which would provide peace of mind for the future if they lost capacity?

If you answered yes to any of these questions, we’re here to help.

How We Can Help

ADMA introduces three types of decision-making supports to help you or someone close to you make decisions about personal welfare, property, and finances. These are decision-making assistants, co-decision-makers, and decision-making representatives. We can assist you in registering an ADMA agreement for financial decisions. This will help to make sure you have the support and peace of mind you need.


How to get support

If you want to find out about what an ADMA agreement is, or if you want to start the process of registering an agreement, our staff can put you in contact with the Decision Support Service. They can guide you on how to create an agreement.

1. Once you have an agreement in place, please visit your local branch to formally register it:

  • To appoint enduring ADMA power of attorney and decision-making representatives, all attorneys and representatives should visit the local branch together
  • To appoint co-decision-makers and decision-making assistants, the customer and the co-decision-maker or assistant should visit the local branch together

What to bring:

  • your registered agreement
  • photo ID for everyone attending the meeting
  • proof of address for everyone attending the meeting

2. Our branch colleagues will take all the details and let our Customer Care team know:

  • Our Customer Care team will add notes to the customers’ accounts and products, to let our colleagues know about the agreement
  • For co-decision-making arrangements, we will explain to the customer and their co-decision-maker how to use the agreement
  • For decision-making assistant agreements, we will explain what information the assistant can access

3. When the agreement is live, we’ll let you know:

  • We will let you know what you can and cannot do, based on the agreement
  • For co-decision-making agreements, there may need to be a separate meeting to agree what decisions will be made jointly and what services will be used
  • We will always stick to the terms of agreement
  • Let bank staff know if you have an agreement, before making a transaction such as transferring money or applying for a loan


You might also be interested in

Get more information and guidance from the Decision Support Service

Bank of Ireland takes no responsibility for the accuracy of information from third party websites