Based on your score, it looks like you are stretched

This indicates that you are trying to get better at managing your finances. You try to balance spending with starting to save towards having a financial buffer.

• Understand more about my score

  The Financial Wellbeing Index

  This index is designed to help you assess how well prepared you are to meet your financial needs. It provides a moment-in-time snapshot of your financial wellbeing.

  • The score comes from eight multiple-choice questions.
  • The questions correspond to the Financial Health Network indicators of financial health
  • These questions cover four main areas of financial health: Spend, Save, Borrow, Plan.
  • Every user will receive a score between 0 and 100.

  What your score means.

  Here’s how we group the scores:

  • 0-39: The score suggests you might be Struggling.
  • 40-59: The score suggests you might be Stretched.
  • 60-79: The score suggests you might be Managing.
  • 80-100: The score suggests you might be Thriving.

  Take the Financial Wellbeing Healthcheck again.

Our Financial Wellbeing Healthcheck is only a first step to help you understand your financial health. It does not offer a complete review of your financial situation. Any suggestions you get are based only on your answers. These suggestions are not financial advice.