Home Insurance

Our Price Promise. We'll save you at least €50 on your renewal1. Talk to our team or get an online quote now.

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Frequently Asked Questions

  • What type of Home Insurance can I arrange through Bank of Ireland Insurance Services?

    We provide insurance for properties used as the family home, holiday homes, investment properties and also cover for tenants renting a home.

  • How much should I cover my buildings for?

    Your buildings should be insured for cost of rebuilding your home and to include associated charges. It is important to note, the market value of your home is not the reinstatement value of the house. For further information on reinstatement value please visit The Society of Chartered Surveyors Ireland

  • How much should I cover my Contents for?

    Your Contents insurance should represent the total value of all of the possessions in your home. You can chose to cover the contents as a percentage of the buildings cover or alternatively you can insure contents as a separate sum.

  • What is policy excess?

    Excess is the sum of money which the policy holder is responsible for paying in the event of a claim.

  • Does it cost more to pay for insurance by direct debit?

    Unlike many of our competitors, Bank of Ireland Insurance Services offer interest free monthly repayments so you can spread out the cost of your insurance at no extra cost!

  • How can I pay?

    You can pay by Direct Debit for the Home and Motor Insurance products. Simply choose your payment type when you have proceeded to purchase your policy, enter your bank details and click ‘Buy’. If you would like to pay your Direct Debit monthly you can do so at no additional cost. Credit Card payments are also available for Home and Motor insurance and the sole payment option available for the Travel Insurance Product.

  • How do I register an account for the Bank of Ireland Insurance digital Wallet?

    Following the purchase of a Bank of Ireland Insurance product you can register an account on our digital Wallet. We will send you a link to set up your account. Use it to verify your email address and choose a password to create your account.

  • I am having issues logging into the Wallet, what should I do?

    1) Forgot your user ID

    • Go to Bank of Ireland Insurance login page. Your user ID is the email address you used to set up your Bank of Ireland Insurance account. If you cannot remember the email you registered with please contact our support team on 01 488 4062 .

    2) Verify your email address

    • Go to Bank of Ireland Insurance login page. Select ‘Reset Password’. When you verify your email address we’ll send instructions to reset your password. If you are still having issues please contact our support team on 01 488 4062.

    3) Verification code expired

    • Once you register for our online platform a verification code will be sent to your email address. Verification codes are valid for 24hrs. If your code has expired or you are experiencing issues please contact our support team on 01 488 4062 .
  • Prior to December 2019, I purchased a policy through Bank of Ireland Insurance Services. Can I view it on the Wallet?

    The Bank of Ireland Insurance Services Wallet is currently available for policies purchased via the Wallet from December 2019. If you have an existing policy with Bank of Ireland Insurance Services purchased before December 2019, you’ll soon be able to add these on your Bank of Ireland Insurance Services wallet. In the meantime you can call us on 01 290 1958 if you have any questions about your existing policies.

 

Please contact our customer support team, or request a call back here if you have any further questions and a member of our team will happily assist. Ph: 01 4884062 lines open Mon – Fri 09:00 – 17:00.

 

Underwriting, terms and conditions apply. Home Insurance is arranged by Bank of Ireland Insurance Services and underwritten exclusively by RSA Insurance Ireland DAC. Bank of Ireland Insurance Services Limited trading as Bank of Ireland Insurance and Bank of Ireland Insurance Services is regulated by the Central Bank of Ireland. A member of the Bank of Ireland Group. RSA Insurance Ireland DAC is regulated by the Central Bank of Ireland.
1 Acceptance criteria, terms and conditions apply. Based on insurance products with comparable benefits. Minimum premium of €210 (inclusive of 5% government levy) applies. This offer is for a limited period, is available to new policies and for the first year only. Please see here for full terms and conditions of the offer.