RSA
Mid Term Alteration
If you increase your sum insured now and your policy is not due for renewal, There will be an associated increased in premium for the additional cover that will calculated, when the change is made, up until your policy renewal date.
In addition, if a change is made or not, RSA at your next renewal, RSA are applying an increase to the buildings sum insured and an increase to the contents sum insured in line with the Society of Chartered Surveyors Ireland guidelines and the Consumer Price Index published by the CSO. The % increases will be noted on your renewal documents when they are issued.
So if you have make any changes to your policy now, RSA will still apply the indexation increase and you will need to review your sums insured shown on the renewal schedule to satisfy yourself that they reflect the true rebuild value of your house and replacement cost of your contents.
How do you make a change?
You can email RSA (your policy underwriter) boiservice@ie.rsagroup.com or call 01 488 4062 between 9am and 5pm Monday to Friday.
On the IVR you can get through by selecting option 1 for Home Insurance, then select option 2 for amendments and then option 1 for RSA.
FBD
Mid Term Alteration
If you increase your sum insured now and your policy is not due for renewal, FBD will not charge you for any change to the sums insured up to the value of €50.00 (charges will be incurred if the additional premium incurred is above this amount) up until the policy renewal date.
At your next renewal, FBD will then applying an increase to the buildings sum insured and to the contents sum insured, the % increases will be noted on your renewal documents when they are issued.
So if you have make any changes to your policy now, FBD will still apply the indexation increase and you will need to review your sums insured shown on the renewal schedule to satisfy yourself that they reflect the true rebuild value of your house and replacement cost of your contents.
How do you make a change?
Call 01 488 4062 between 9am and 5pm Monday to Friday.
On the IVR you can get through by selecting option 1 for Home Insurance, then select option 2 for amendments and then option 2 for FBD.