365 12 Month Fixed Term Deposit Account

Now that you’re a 365 online registered user, you can apply for a 365 12 Month Fixed Term Deposit account online. The account allows you to put away a lump with no access to your money during the 12 month term.

It’s taking us a little longer than usual to process applications, but we will text you when yours is done.

Features and Benefits

If you’re already a 365 online, mobile banking or phone banking customer, you know how valuable and convenient internet banking can be. Now you can get the same convenience with our 365 12-Month Fixed Term account

Key Features

  • Minimum lodgement of €5,000, maximum lodgement €1,000,000
  • The term of the account is 12 months (52 weeks)
  • No withdrawals can be made during the term
  • The interest rate is fixed. Annual Equivalent Rates (AER) are quoted based on a 365 day calendar year
  • Interest is subject to Deposit Interest Retention Tax at the prevailing rate
  • Single lodgement only by direct debit from a Bank of Ireland personal current account that is registered for 365 phone or online
  • Available as a sole account only

To be eligible you must

  • Have a Bank of Ireland personal current account that is registered for 365 phone or online banking
  • Have a minimum of €5,000 in your current account on the date that you apply for the account
  • Be resident in the Republic of Ireland
  • Be aged 18 years of age or older

More Information

  • Apart from the initial direct debit you cannot make other payments to the account
  • Your Direct Debit will take 8 working days to process
  • The account will be registered to the same Branch as the BOI current account you use to fund your account, and will use the name and address details we hold for you at that branch
  • At maturity the account will be closed and the money (including the interest we have added) transferred back to your BOI current account that was used to fund this savings account.

If you are a Bank of Ireland customer and not already registered for 365 Online, you can register here or you can call 0818 365 365 to register by phone now.

Register for 365

To find out more about the product, download our information sheet.

Ways we can help