Bank breaking up with you?

Time to find someone new. To start getting over your old banking partner download our step by step guide to moving banks.

Whether you’re moving from one of the departing banks or opening your first bank account, you’re sure of a big welcome here at Bank of Ireland.

We’ve got years of experience in serving personal and business customers, with a digital banking offering that puts banking at your fingertips and allows you to do your banking from anywhere – at any time.

Or if you favour the face-to-face touch we have 1,000 locations across the country in our own branches and through our partners in An Post. You can move your account to Bank of Ireland yourself or you can let us move your account by using our formal switching service, find out more below.

Our Big Move Guide has all you need to know about moving bank accounts, and if you do decide to choose Bank of Ireland, we’d be lucky to have you!

What type of account do you need?

Supporting Ukraine information
Supporting Ukraine information

Step 1: Get Ready

Get ready: before you open your account make sure you have the correct documents to hand. You’ll need different documents depending on the type of account you want to open.

  • Personal Current Account

    To open a bank account online or in branch, you need to provide at least one form of photo ID and one form of proof of address. To complete the online application you will also need to take a selfie (Photo of you).

    Before you apply, you can find all the features, benefits, terms and conditions of our Personal Current Account here.

  • Basic Bank Account

    To open an account, we require documentation to check who you are (proof of identity) and where you live (proof of address).

    If you are unable to provide documents such as a passport and utility bill, we can accept alternative documents for identifying and verifying you. Please click here for further information.

    Before you apply, you can find all the features, benefits, terms and conditions of our Basic Bank Account here.

  • Second Level Current Account

    Apply for a 2nd Level current account in a few easy steps by completing an online application form. You will need:

    • Your current passport
    • A selfie of you holding your passport
    • Parent/legal guardian address (1 piece of address verification documentation dated within the last 6 months).

    Before you apply, you can find all the features, benefits, terms and conditions of our Second Level Current Account here.

  • Third Level Current Account

    All you need is your passport and proof of address (a college letter will be perfect).

    Before you apply, you can find all the features, benefits, terms and conditions of our Third Level Current Account here.

  • Graduate Current Account

    You’ll need proof of ID, proof of address and proof that you have graduated college in the last three years.

    Before you apply, you can find all the features, benefits, terms and conditions of our Graduate Current Account here.

  • Golden Years Current Account

    To open a bank account at a branch, you need to provide at least one form of photo ID and one proof of address. If you’re opening the account online, you require your passport book, a selfie (picture of you) and proof of your address.

    Before you apply, you can find all the features, benefits, terms and conditions of our Golden Years Current Account here.


Step 2: Open

Start the account opening process today by visiting our online Current Account Opening Centre. Or if you prefer, you can make an appointment to visit us in branch. As soon as your application has been approved, we’ll send your BIC and IBAN and any information you need to get started on 365 Banking.

Step 3: Move

Start the switch by making a list of all your payments in and out, and start sharing your new details with all the relevant parties. You’ll need to contact each individual direct debit originator to change their direct debit payment account. Once you receive your new card, you’ll need to update any recurring card payments such as music streaming services, gym memberships etc.

All inward payment payment providers (such as your employer, social welfare, tenants etc.) will need to be provided with your new account details.

Our Moving Guide has helpful lists and jargon busters to guide you through the process.

Step 4: Close

When you’ve moved all payments over, don’t forget to bring the balance of your old account to zero by completing a transfer to your new BOI current account and close your old account, if you wish to do so.

Check out our Moving Guide: Our Moving Guide has lots of great tips for making the move simple and easy.

Alternatively, you can use the Central Bank of Ireland Switching Code to move your account from your current bank to Bank of Ireland. You can download our guide which takes you step by step through this process here.

Please note that some Direct Debit originators do not accept Direct Debit instructions from 3rd parties. In this instance your “old” bank is considered a 3rd party. It is very important that you personally contact your Direct Debit originators to ensure that your Direct Debit details have been updated to avoid any missed payments.”

Once your new Bank of Ireland account is opened you can complete your digital switching for here.

There may be other products that you are interested in, to find out more see below:

Alternatively, use the Switching Service

Customers can switch to Bank of Ireland using the formal bank-to-bank switching process. Once you have opened your new Bank of Ireland Current Account, you can complete our digital switching form here. You will find all the information you need on switching in our downloadable Switching Guide below. We have also included a paper version of the form in our guide if you would prefer to complete it and drop it into your nearest Bank of Ireland branch to be processed.

It is recommended that you choose a switching date for a day when there is the least activity on your account, typically 10-20 days after payday.

Please note that some Direct Debit Originators do not accept Direct Debit updates from third parties, In this instance, your old bank is considered a third party. Double check with your service provider that your Direct Debit details have been correctly updated to avoid any missed payments.

Recurring Debit Card payments will not automatically switch over. You’ll need to give your new card details to the providers you pay in this way.

Find Out More

You can find everything you need in the guide below.

Switching Guide

1Terms and conditions apply to 365 Online
2Lending criteria, terms and conditions apply. Over 18s only
3Terms & Conditions apply.
4Lending criteria, terms and conditions apply.