Travel essentials

• In the Eurozone: You can tap your debit card across Europe without any extra fees, making it simple and seamless.
• Outside the Eurozone: A foreign exchange fee will apply when you use your card in other currencies.

Tip: Using your debit card is safer than carrying lots of cash.

For a full breakdown of fees, read our Visa Card Fees & Charges document.

• In the Eurozone: There are no additional fees to withdraw euros from ATMs in Eurozone countries. However, fees may still apply if the ATM operator charges their own fee.
• Outside the Eurozone: You’ll be charged a 3.5% cross-border handling fee on the transaction amount.
• Minimum fee: €3.17.
• Maximum fee: €11.43 per transaction.
• Northern Ireland exception: If you withdraw Sterling from a Bank of Ireland ATM in Northern Ireland, there’s no fee. But if you use other ATMs in Northern Ireland, the cross-border fee applies.

Tip: Using your debit card for purchases (especially contactless) is often cheaper than withdrawing cash abroad. And always choose to be charged in the local currency to avoid extra conversion fees.

• Use chip-and-PIN or contactless whenever possible
• Avoid using public Wi-Fi for banking
• Turn on transaction alerts for real-time updates
• Keep your card secure and out of sight
• Report any lost or stolen cards immediately

• 1800 946 764 (Republic of Ireland)
• 0800 121 7790 (UK)
• +353 567 757 007 (from abroad)