Travel insuranceWherever the world takes you, make sure you're covered so you can focus on the adventure.Get a quote Make a claimJump to:What is travel insurance and how does it protect you?Why choose us for travel insurance?What does travel insurance cover?Watch, listen, learnGuide to taking out a travel insurance policyFrequently asked questionsNeed a helping hand?Important documentsWhat is travel insurance and how does it protect you?Travel insurance helps protect you financially if something goes wrong before or during your holiday. It usually covers things like:Cancelled flightsLost luggageUnlimited medical expensesMedical emergencies abroadUnexpected delaysIf your travel plans are disrupted or you face extra costs while travelling, holiday insurance can help pay for medical bills, luggage replacements, or alternative transport arrangements. This helps reduce the stress of unexpected events while you’re away.10% discount when you buy onlineUse code ‘TRAVEL10’ to get 10% off a new annual multi-trip travel insurance quote today.Get a quoteWhy choose us for travel insurance?Single trip or annual multi-tripYou can choose to insure one single adventure or multiple getaways. If you and your family travel multiple times a year, an annual multi-trip travel insurance policy may be more cost-effective.Unlimited medical expensesUnlimited cover for medical costs while you’re travelling abroad. Unlimited cover is subject to an excess of €75. See your policy for full details.Tailor your policy for your holidayWhen buying your policy, consider your destination and the type of activities you’ll be doing. Policies differ for domestic, European, or worldwide travel and whether you’re skiing or scuba diving. Be sure to say exactly where you’re going and what you’ll be doing, so your policy covers exactly what you need it to.Cover for situations you can’t plan forYou’re protected if you need to cancel your trip because of unexpected health issues affecting you. You’re also covered if delays cause you to miss your flight or ferry. Terms and conditions apply.Personal property protectionWorried about bringing a particular item? Pack with peace of mind knowing your belongings are covered up to €1,500.Personal accident coverIf the unexpected happens to you (or someone you’re travelling with) while you’re away, personal accidents are protected for up to €30,000.Password-protected online portalA password-protected online customer portal lets you access all of your policy documents instantly, find support contact numbers when you need them, renew your policy, and get a quick insurance quote in minutes. It's called The Insurance Wallet.24/7 emergency assistanceNo matter where in the world you are, emergency assistance is available 24 hours a day, 7 days a week.What does travel insurance cover?Single and multi-trip travel insurance policies come with the same cover as standard. You also have the option to add extra cover depending on the type of trip you’re taking.Standard coverYour policy protects you against a wide range of unexpected events before and during your holiday. It includes cover for:Trip issuesCancellation or changesTravel delayMissed departureUnusable accommodationMedical and personal protectionMedical and additional expenses (including repatriation)Hospital benefitPersonal accidentPet care feesYour belongingsPersonal property, including damage to belongings like golf clubs and mobility aids (also includes baggage delay)Money and credit card theft or lossLoss of your passport or driving licenceEmergency situationsHijack (if you are held hostage)Personal liabilityOverseas legal advice and expensesTerms and conditions apply. Subject to excess. See policy for full details.Get a quoteOptional coverYou can enhance your travel insurance policy with optional add-ons depending on the type of getaway you’re planning. Extras include:Winter sports cover – Protect your winter sports equipment up to €1,500Car hire excess – Up to €4,000 for any one incident and up to €5,000 overallBusiness extension – Cover for business equipment up to €2,000Terms and conditions apply. Subject to excess. See policy for full details.Get a quoteWatch, listen, learnStay up-to-date with the latest insights to keep what matters most to you protected.See our insurance contentGuide to taking out a travel insurance policyStep 1: Decide which type of policy suits your trip or travel plansA single-trip policy protects just one holiday, while an annual multi-trip policy may be better value if you plan to travel several times in the year.Step 2: Consider the level of cover Think about the type of holiday you’re going on, the country you’re visiting, and the activities you’ll be doing while away. Will you need optional add-ons for things like winter sports cover, business equipment, car hire?For example, review the medical and emergency assistance limits carefully. Travelling outside Europe can mean higher healthcare costs, so make sure the cover provided is enough and any pre-existing conditions you may have are covered.Step 3: Get a quoteWhen you’ve reviewed the cover and chosen the level you need, it’s time to get a quote.When filling in the online form, you’ll be asked about your travel dates, destination, and the number of travellers, so have these details to hand.Step 4: Make your paymentIf you’re buying a multi-trip policy, don’t forget to use code ‘TRAVEL10’ to get a 10% discount when you buy online.Top Tip: We recommend you buy your policy as soon as you book your trip so cancellation cover starts immediately.Step 5: Get your policy documents and keep them safe When you’ve made your payment, your policy documents will appear in The Insurance Wallet ready to access whenever you need them. Visit our insurance wallet.It’s also a good idea to take a printed copy of your policy documents with you, so you (and the people you’re travelling with) have quick access to details like emergency contact numbers. Got your travel essentials sorted?From holiday loans to foreign exchange to travel rewards, here’s some useful resources that can help make your trip run that little bit smoother.See travel essentialsFrequently asked questionsHow travel insurance applies to medical conditions and special personal circumstancesCan I get travel insurance if I have a medical condition?Yes, you may be able to get travel insurance. However, before you buy a policy, we’ll need you to confirm that none of the following apply to you:You are in hospital, in a nursing home, or on a waiting list for treatment.You are waiting for tests, investigations, referrals, or the results of these, for any medical condition (diagnosed or undiagnosed).You are not taking prescribed medication or not taking it at the correct dose.You plan to travel against the advice of a doctor.You are travelling to receive medical, dental, or cosmetic treatment.You have a terminal condition.Will my travel insurance cover me if I’m pregnant?Yes, you’re covered if you are between 28 and 35 weeks pregnant when you travel. If you are less than 28 weeks or more than 35 weeks pregnant, you will not be covered.To be covered, you’ll need to provide a medical certificate from your doctor or midwife confirming:how many weeks pregnant you are, andthat you’re fit to travel.The certificate must be dated within five days before you start your trip.Can children travel on their own if they’re included on a policy?Yes, but only if you have an annual travel policy. If a child is named on your annual policy, they’ll be covered while travelling without you in the following situations only:They’re travelling with an adult you know, as part of an organised school, college, or university trip.They’re flying as an unaccompanied minor on a scheduled airline, and:the airline runs an official unaccompanied minor servicethe child is travelling to meet an adult insured on the same policy, or that insured adult will join them later.In all other situations, children are not covered to travel alone.Am I covered for terrorist activity?Yes, if it does not involve nuclear, chemical or biological weapons or agents.What travel insurance covers and how specific policy features workAm I covered for holidays in Ireland?Yes, if you have an annual policy. To be covered, your trip must include at least two nights in accommodation that you booked before you travelled. For example:Covered: a weekend away with two nights in a hotelNot covered: a day trip with one overnight stayIf you have a single-trip policy, you are not covered for holidays in the Republic of Ireland.With both types of policy, some benefits do not apply to holidays in the Republic of Ireland. For full details, please check your policy document.I’m travelling today. Can I get instant cover and policy documents?Yes. Once your payment goes through, your cover starts straight away and your policy documents will be available immediately in The Insurance Wallet. You just need to set up an online account to access them. This only takes a couple of minutes. Visit our insurance wallet. Do I have to pay medical expenses myself?If it’s a medical emergency and you’re admitted to hospital, you must contact Chubb Assistance or your private medical insurer (depending on your policy). Chubb can speak directly with the hospital and arrange payment on your behalf.For smaller medical costs, you may choose to pay them yourself (or you may be asked to), and then claim the money back.How many times can I go away if I have a multi-trip policy?You can travel as many times as you like during your policy year. Here’s how it works:Your annual multi-trip policy covers you for unlimited trips if each trip is no longer than 31 days in a row.Altogether, you can spend up to 90 days abroad during the policy year.If you add winter sports cover, you’re insured for up to 21 days of winter sports within the same policy year.Do the policy limits apply to each person or to the whole policy?The limits apply to each person individually. Every person covered under the policy has their own separate limit, exactly as they would if each person had taken out their own policy.Please note: Some benefits are restricted for children under 16. For full details, please check your policy document.What is an excess and how does it work on my travel insurance?An excess is the amount of money you have to pay yourself if you make a claim on your travel insurance. We then cover the rest of the approved cost.What is car hire excess cover?When you hire a car in the UK or Europe, your rental usually includes:Collision Damage Waiver (CDW)Third-party liability coverTheft protectionAlthough these protect you, they normally come with an excess (the amount of money you have to pay yourself if the car is damaged or stolen). This excess can range from €100 to €2,000.Car hire excess cover is designed to refund you the full amount of this excess if you need to make a claim. In other words, if the rental company charges you an excess, this cover allows you to claim that cost back.How travel insurance is priced and what discounts or cooling off periods may applyIs there a discount for buying online?Yes, use code ‘TRAVEL10’ to get 10% off a new annual multi-trip travel insurance quote today.Offer available until 30 June 2026. Only one discount code can be applied per purchase. This promotion is available to new annual multi-trip policies only.How do I cancel my travel insurance policy within my 14-day cooling offer period?During your 14-day cooling off period, you have the right to cancel your contract with us. The cooling off period for your travel insurance policy will expire within 14 days of purchase or the date you travel whichever is sooner. You can cancel the contract before this date by emailing us at boi.travelinsurance@Chubb.com or by calling us on 1800 719 086 between 9:00am and 5:00pm, Monday to Friday (excluding Bank Holidays).You may also cancel the policy by using our online withdrawal function which you will find at boi.com/withdrawal. You will need to enter your name, email, phone number, and policy number / policy code when you contact us. The email address you enter must be the same as the email address on your policy.How to manage your existing travel insurance policyCan I change my travel insurance policy?Yes. If your circumstances change or if you need to make a change to your policy, call Chubb on 1800 719 086 or +353 (0) 1440 2787 to make a change.Where can I find my travel insurance policy documents?You can find them in The Insurance Wallet. Just log in to access them. Visit our insurance wallet. How do I register an account for The Insurance Wallet?After you buy a Bank of Ireland Insurance policy, we’ll send you a link to register for The Insurance Wallet. Just follow the link to verify your email address and create a password. Once that’s done, your account will be ready to use. Visit our insurance wallet.Who can I contact if I have a question about my travel insurance policy?If you have any questions, you can call us on 1800 719 086 or +353 (0) 1440 2787 (if you’re calling from outside the Republic of Ireland) or email us at boi.travelinsurance@chubb.comGeneral questions and practical information travel insuranceCan I buy Bank of Ireland insurance if I don’t live in Ireland?No, you must live in the Republic of Ireland to be eligible to buy Bank of Ireland insurance.From tap to take-offFly with Aer Credit Card. The only Irish credit card that gives you travel rewards as you spend.Learn more about Aer Credit CardNeed a helping hand?Get support and assistance from insurance specialists, 9am to 5pm, Monday to Friday.Calling within IrelandCall from 9am to 5pm, Monday to Friday. Press 1, and have your policy number to hand.Call 1800 719 086Calling outside IrelandCall from 9am to 5pm, Monday to Friday. Press 1, and have your policy number to hand.+353 (0) 1440 2787EmailHere to help: boi.travelinsurance@chubb.comEmail ChubbImportant documentsBank of Ireland Travel Insurance – General Terms & Conditions and Important DocumentsChubb master privacy policy10% discount when you apply for a multi-trip travel Insurance quote online – using code ‘Travel10’. Offer available until 30 September 2026.Only one discount code can be applied per purchase. This promotion is available to new annual multi-trip policies only.