3rd Level Current Account

This type of account is available to applicants currently engaged in any full-time third level educational course, regardless of their age. This can be in a post-Leaving Certificate college or higher education institution, which includes full-time post-graduate studies with a minimum duration of one academic year.

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Fees

With our 3rd Level Current Account, there are no fees for maintaining the account.

There are also no individual charges for the following current account transactions, account services, unpaid items and referral items:

  • No charge for these Account Transactions (once the transaction is in euros)

    *Charges may apply for international euro and foreign currency transactions

    • Using a debit card for purchases in euros:
      • contactless transactions
      • chip and PIN transactions
      • online transactions
    • Credit transfers in euros:
      • standing orders
      • direct debits
      • 365 online and phone transactions
      • paper / staff assisted (in branch) transactions – including cheques
    • Cash withdrawal, cash lodgements and cheque lodgements in euros:
      • using ATM / Lodgement ATM
      • paper / staff assisted (in branch) transactions
  • No charge for these Account Services
    • Provision of a cheque book*
    • Provision of a domestic bank draft*
    • Ordering a duplicate bank statement
    • Ordering an account balance or interest certificate
    • Replacement of lost, stolen or damaged cards
    • Replacement debit card PIN
    • Cheque retrieval requests
    • Stop payment instruction – direct debit or cheque
    • Account administration
    • Auditor queries
  • No charge for these Unpaid Items and Referral Items
    • Unpaid standing order
    • Cheque or direct debit returned unpaid from your account
    • Cheque lodged to your account and returned unpaid
    • Referral items (where a payment of any kind causes you to go into unauthorised overdraft)
 

For details of the fees and charges that apply to our 3rd Level Current Account, see our brochures below, also available in any Bank of Ireland branch.

*Government duty still applies

EXISTING CUSTOMER INFORMATION NOTICE ON ANNUAL STATEMENT OF FEES

We wish to advise you of an issue regarding the Statement of Fees that you may have received between 2018 and 2022. Please click here for more information.
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