Are you looking for an overdraft?

Apply online for an overdraft with Bank of Ireland.

Apply Online


The current variable overdraft interest rate for the Graduate Current Account is 9.4% (Annual Percentage Rate of Charge (APRC) 9.7%). The rate quoted is based on a representative example of €1,500 over a 12 month period. Total cost of credit is €146.05. In addition, you will not be charged the annual facility fee of €30. Variable rates correct as at 23rd November 2020 and are subject to change.
If your account is overdrawn, interest is charged on the full overdrawn balance, regardless of whether the overdraft is within an agreed overdraft limit or there is an unauthorised overdraft. Lending criteria, terms and conditions apply. Applicants must be over the age of 18 years old.