Are you looking for an overdraft?

Apply online for an overdraft with Bank of Ireland.


The current graduate overdraft is available at a discounted rate of 9.7% APR (Annual Percentage Rate) variable. In addition, you will not be charged the annual facility fee of €30.

Rate quoted is correct as at 30th June 2020 and is subject to change.
Representative Example:
Advance Amount of €1,500 over a term of 12 months with an APR of 9.7% variable. Total cost of credit is €146.05.

Important upcoming changes to your Overdraft Schedule of Fees and Charges.
From 23 November we are removing the interest surcharges that may apply to your Personal Overdraft . Please see the brochure below – ‘A Guide to Fees and Service Changes’ – which provides details of these changes that will be effective from 23 November 2020.