Interest rates and APR
Personal overdraft representative example:
| Sample personal overdraft amount |
Variable interest rate |
APR(Annual Percentage Rate) |
Facility Fee |
Sample overdraft term |
Cost of credit |
| €1,500 |
13.25% |
16.20% |
€30 |
12 months |
€243.02 |
Variable rates are correct as of 30 June 2022 and are subject to change.
Graduate overdraft representative example:
| Sample graduate overdraft amount |
Variable interest rate |
APR(Annual Percentage Rate) |
Facility Fee |
Sample overdraft term |
Cost of credit |
| €1,500 |
9.40% |
9.70% |
€0.00 |
12 months |
€146.05 |
Variable rates are correct as of 30 June 2022 and are subject to change.
If your account is overdrawn, interest is charged on the full overdrawn balance, regardless of whether the overdraft is within an agreed overdraft limit or there is an unauthorised overdraft. Lending criteria, terms and conditions apply. Over 18s only, not suitable for students.
View our Schedule of Fees and Charges for Personal Customers to see a list of what you can expect to pay for your account.