Fees
There are fees and charges that apply to the Classic Credit Card. Please see the table below:
| Unpaid/Returned Direct Debits | €5.00 |
| Cross Border Handling Fee | Transaction in euro – No charge All other transactions – 2.25% value of transaction |
| Cash Advance Fee | Transactions in euro – 1.5% subject to a minimum of €2.54 per transaction Non euro transactions – A Cash Advance fee of 1.5% will be applied to the euro converted amount including the 2.25% cross border handling fee referred to above, subject to a minimum of €2.54 per transaction |
| Annual Account Fees | Government Stamp Duty – €30.00 |
| Late Payment Fee | €7.50 |
| Overlimit Fee | €7.50 |
Representative example of Classic Credit Card purchase at standard interest rate of 16.12% variable. Typical Annual Percentage Rate (APR) of 22.1% variable including annual Government Stamp Duty of €30. Assuming purchase of €1,500 repaid in equal instalments over a 12 month period. The total amount repayable by customer is €1661.01 which includes initial purchase of €1,500 and a total cost of credit of €161.01.
