Student Credit Card

The Bank of Ireland Student Credit Card is designed to fit your budget, lifestyle, and money needs. It is easy to apply for and if you are in your first or second year of full-time study, subject to approval, you can get a credit limit of €600 right away. If you are in your third year or higher, you can get a credit limit of up to €1,000.

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Student Credit Card

Rates

Rates for the Student Credit Card

Transaction Type Typical Varialbe APRS Interest Rates
Variable		 Interest Rates
Fixed
Purchases 20.2% 14.54% –
Cash Advances – 21.36% –
Instalment Plan n/a n/a –
Introductory Rates on Purchases – – 0% for first 6 months

Representative example of Student credit card purchase at standard interest rate of 14.54% variable. Typical Annual Percentage Rate (APR) of 20.2% variable including annual Government stamp duty of €30. Assuming purchase of €1,500 repaid in equal instalments over a 12 month period. The total amount repayable by customer is €1,648.14 which includes initial purchase of €1,500 and a total cost of credit of €148.14.

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Introductory offers apply to new customers only. After six months from the date of account opening 0% fixed interest on purchases reverts to the standard variable purchase rate applicable to your card and the standard variable purchase rate will apply to the balance outstanding at that time. Lending criteria and terms and conditions apply.

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