Rates
Rates for the Student Credit Card
Transaction Type | Typical Varialbe APRS | Interest Rates Variable |
Interest Rates Fixed |
---|---|---|---|
Purchases | 20.2% | 14.54% | – | Cash Advances | – | 21.36% | – |
Instalment Plan | n/a | n/a | – |
Introductory Rates on Purchases | – | – | 0% for first 6 months |
Representative example of Student credit card purchase at standard interest rate of 14.54% variable. Typical Annual Percentage Rate (APR) of 20.2% variable including annual Government stamp duty of €30. Assuming purchase of €1,500 repaid in equal instalments over a 12 month period. The total amount repayable by customer is €1,648.14 which includes initial purchase of €1,500 and a total cost of credit of €148.14.