Rates
Rates for the Student Credit Card
| Transaction Type | Typical Varialbe APRS | Interest Rates Variable |
Interest Rates Fixed |
|---|---|---|---|
| Purchases | 20.2% | 14.54% | – | Cash Advances | – | 21.36% | – |
| Instalment Plan | n/a | n/a | – |
| Introductory Rates on Purchases | – | – | 0% for first 6 months |
Representative example of Student credit card purchase at standard interest rate of 14.54% variable. Typical APR of 20.2% variable including annual Government stamp duty of €30. Assuming purchase of €1,500 repaid in equal instalments over a 12 month period. The total amount repayable by customer is €1,648.14 which includes initial purchase of €1,500 and a total cost of credit of €148.14.
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Introductory offers apply to new customers only. After six months from the date of account opening 0% fixed interest on purchases reverts to the standard variable purchase rate applicable to your card and the standard variable purchase rate will apply to the balance outstanding at that time. Lending criteria and terms and conditions apply.
