Motor Finance

If you are looking to finance your car purchase our Motor Finance product may be the most suitable option for you. Motor Finance has a fixed APR (Annual Percentage Rate) of 5.85%1 for new or used Battery Electric Vehicles (BEV’s)or 6.3%2 for all other new or used cars. You can finance amounts from €7,000 on our consumer hire purchase product which is easy to arrange.

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Terms and conditions

Car Finance terms and conditions
This is a Consumer Hire Purchase Agreement provided by Bank of Ireland trading as Bank of Ireland Finance.
WARNING: You may have to pay charges if you pay off a hire purchase agreement early.
WARNING: If you do not meet the repayments on your hire purchase agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire purchase agreement, a consumer hire agreement or a BNPL agreement in the future.
1

Representative Finance Example: Finance Amount: €20,000 at a rate of 5.85% APR over a 5 year term will require 60 monthly repayments of €381.73. Total Cost of Credit is €3,030.78. A documentation fee of €63.49 and a purchase fee of €63.49 applies. Lending criteria and terms and conditions apply. Applicants must be aged 18 years or over. The information is for illustrative purposes only and does not constitute an offer. This is a Consumer Hire Purchase Agreement provided by Bank of Ireland Finance. Ownership remains with Bank of Ireland Finance until the final payment is made. Bank of Ireland trading as Bank of Ireland Finance is regulated by the Central Bank of Ireland.
2

Representative Finance Example: Finance Amount: €20,000 at a rate of 6.3% APR over a 5 year term will require 60 monthly repayments of €385.69. Total Cost of Credit is €3,268.38. A documentation fee of €63.49 and a purchase fee of €63.49 applies. Lending criteria and terms and conditions apply. Applicants must be aged 18 years or over. The information is for illustrative purposes only and does not constitute an offer. This is a Consumer Hire Purchase Agreement provided by Bank of Ireland Finance. Ownership remains with Bank of Ireland Finance until the final payment is made. Bank of Ireland trading as Bank of Ireland Finance is regulated by the Central Bank of Ireland.

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