Fixed rates roll to the corresponding new business variable rate at the end of the fixed period. A typical variable rate mortgage of €100,000 over 20 years costs €615.79 per month. This is an increase of €54.01 per month. Information correct as at 2nd November 2017. Bank of Ireland is regulated by Central Bank of Ireland. BOI Gov Co Mortgage Rates – Residential Lending (Owner Occupier).
**For Existing customers the LTV variables above are only as a roll-to option after an initial fixed rate period.
Annual percentage rate of charge (APRC) is 4.3%. The cost of your monthly repayments may increase. A 1% interest rate rise will increase this repayment to €669.80 (APRC 5.3%).
Warning: If you do not keep up your repayments you may lose your home.
Warning: The cost of your monthly repayments may increase.
Warning: You may have to pay charges if you pay off a fixed–rate loan early.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
APRC = Annual Percentage Rate of Charge LTV refers to Loan to Value
*We’ll give you 2% Cashback when you drawdown your new mortgage with us. If you’re a Bank of Ireland current account customer, you can also qualify for Cashback PLUS – we’ll give you an extra 1% of your mortgage back as cash after 5 years. Find out more about our Cashback PLUS offer. (Terms and Conditions apply)
Bank of Ireland Mortgage Bank trading as Bank of Ireland Mortgages is regulated by the Central Bank of Ireland.