Begin your energy upgrade journeyLet’s walk through your next steps toward a more efficient home.Next stepsGet a home energy upgrade grantIf you’re improving the energy efficiency of your home, you may qualify for a grant from the Sustainable Energy Authority of Ireland (SEAI) to help you finance those upgrades.See available grantsFind a registered contractorTo access home energy grants, you must use an SEAI‑registered contractor (like SSE Airtricity) to make sure your energy upgrades meet SEAI technical, compliance, and quality standards.Find a contractorExplore your financing optionsWe have a range of options to help you finance your home energy upgrades including a home improvement loan and the Home Energy Upgrade Loan Scheme (HEULS).Discover your borrowing optionsBank of Ireland takes no responsibility for the accuracy of information from third party websites.Want SSE Airtricity manage the whole process for youUpgrading your home’s energy efficiency can be daunting. That’s why we’ve partnered with SSE Airtricity, who are offering Bank of Ireland customers an award-winning home energy upgrade service to help you better your BER. As part of this partnership, Bank of Ireland customers can now also get a discounted BER assessment with SSE Airtricity. Book your free consultationPlease note: Bank of Ireland takes no responsibility for the accuracy of information from third party websites. Better BER, better fixed rateYour energy‑efficient home improvements could help you unlock a better mortgage rate.Discover our EcoSaver fixed rateNeed some help with costs?We have a range of options to help you pay for your energy upgrade:Home improvement loansBorrow €2,000 to €75,000 through our low‑rate variable home improvement loan option.Home Energy Upgrade Loan Scheme (HEULS)A low‑rate loan for homeowners using a grant from the SEAI to make energy‑saving home upgrades.Equity releaseBank of Ireland mortgage holders can borrow €15,000 or up to 90% of their home’s value.WarningIf you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit report, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the futureSSE Airtricity’s discounted Building Energy Rating (BER) assessment offer provides all Bank of Ireland customers with an introductory rate of €338.25 (including VAT of 23%) for a completed BER assessment. Offer is open until 30 June 2026, after which the standard rate of €399.75 (including VAT of 23%) will apply. The BER visit must be booked before the 30 June 2026 and completed before the 31 July 2026. One BER assessment is allowed per family home. The BER service is carried out by SSE Airtricity and conducted independently by certified BER assessors.To avail of the BER assessment, Bank of Ireland customers should book a call back appointment on home energy upgrade service. Customers will then be called back by SSE Airtricity within 72 hours. The Bank of Ireland customer states they are a Bank of Ireland customer to SSE Airtricity during the call. After the onsite home assessment has taken place, SEE Airtricity will have the completed BER certificate issued to the customer within four weeks (20 working days).